DCB Bank Q3FY26 PAT Rises 22% to ₹185 Crore; Deposits Up 19.5%
DCB Bank's Q3 FY2026 PAT surged 22% to ₹185 crore. Deposits grew 19.54% to ₹67,754 crore, and advances increased 18.46% to ₹56,600 crore. Gross NPA was 2.72% and Net NPA was 1.10%. The bank aims to double its balance sheet size in three to four years.
The financial results showcase significant positive performance across key metrics like profit, deposits, and advances, which are material for investors and stakeholders.
The bank reported strong year-on-year growth in profit after tax (22%), deposits (19.54%), and advances (18.46%), along with healthy capital adequacy and controlled NPAs.
DCB Bank Limited has announced its financial results for the third quarter and nine months ended December 31, 2025 (Q3 FY2026). The bank reported a Profit After Tax (PAT) of ₹185 crore, marking a significant year-on-year growth of 22%. Total business crossed ₹1,24,000 crore.
Key performance highlights for Q3 FY26 include advances growth of 18.46% year-on-year to ₹56,600 crore and deposit growth of 19.54% year-on-year to ₹67,754 crore. The CASA ratio stood at 22.77%, and the Capital Adequacy Ratio was healthy at 15.84%.
Gross Non-Performing Assets (NPA) were reported at 2.72%, with Net NPA at 1.10%. The Provision Coverage Ratio was 75.35%. The bank also highlighted strong core fee income of ₹182 crore for the quarter.
For the nine-month period (9MFY26), the bank's Profit After Tax was ₹615 crore, a 15% increase year-on-year. The total income for 9MFY26 stood at ₹2,857 crore, up 19% from the previous year.
The bank continues to focus on its strategy of serving entrepreneurs, individuals, and businesses, with a particular emphasis on MSME/SME, retail mortgages, and co-lending. The investor presentation, referred to during the earnings call, is available on the bank's website.
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