Dhanlaxmi Bank Q4FY26 Net Profit Jumps to ₹43.49 Crore
Dhanlaxmi Bank reported a Q4 FY26 Net Profit of ₹43.49 crore, up from ₹28.98 crore in Q4 FY25. For FY26, Net Profit was ₹102.75 crore, a rise from ₹66.64 crore in FY25. Capital Adequacy Ratio improved to 18.92% and NPAs decreased.
The financial results show a significant improvement in profitability and asset quality, which is material for investors and stakeholders, impacting the bank's valuation and outlook.
The bank reported an increase in net profit for both the quarter and the full financial year, along with a reduction in NPAs and an improved Capital Adequacy Ratio, indicating positive financial performance.
Dhanlaxmi Bank Limited announced its audited financial results for the quarter and financial year ended March 31, 2026. The Board of Directors approved and took on record these results at a meeting held on April 28, 2026. The meeting commenced at 12:30 PM and concluded with the approval of the results at 2:05 PM.
The bank reported a Net Profit of ₹4,349 lakhs (₹43.49 crore) for the quarter ended March 31, 2026. This compares to a Net Profit of ₹2,898 lakhs (₹28.98 crore) for the corresponding quarter in the previous year. For the full financial year ended March 31, 2026, the Net Profit stood at ₹10,275 lakhs (₹102.75 crore), an increase from ₹6,664 lakhs (₹66.64 crore) in the previous financial year.
The Joint Statutory Central Auditors, M/s Sagar & Associates and M/s Abraham & Jose, submitted their report with an unmodified opinion on the audited financial results. The results were prepared in accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and other applicable guidelines.
The bank's Capital Adequacy Ratio under Basel III was reported at 18.92% as of March 31, 2026, an improvement from 16.12% in the previous year. Gross NPAs reduced to 1.89% from 2.98%, and Net NPAs decreased to 0.51% from 0.99% compared to the previous year.
Segment-wise, Retail Banking showed strong performance with revenue of ₹34,077 lakhs for the quarter and ₹1,10,093 lakhs for the year. Corporate/Wholesale Banking reported a segment loss before tax of ₹875 lakhs for the full year, an improvement from a loss of ₹2,626 lakhs in the previous year.
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