Equitas Small Finance Bank Q1FY27 Investor Presentation Released
Equitas Small Finance Bank reported Q1FY27 PAT of ₹184 Crore vs. loss of ₹224 Cr in Q1FY26. Gross Advances grew 27% YoY to ₹47,641 Cr, and Deposits rose 10% YoY to ₹48,976 Cr. GNPA improved to 2.36%. Mr. Mukund Barsagade appointed CFO, Mr. Taraka Prathipati appointed Interim CRO.
The announcement includes key financial results and management changes, which are material for investors and significantly impact the company's outlook.
The bank reported a significant turnaround in profit from a loss to a profit, alongside YoY growth in key financial metrics like advances and deposits, and an improvement in asset quality (GNPA).
Equitas Small Finance Bank Limited has submitted an Investor Presentation detailing its unaudited financial results for the quarter ended June 30, 2026. The presentation, available on the bank's website, covers key financial performance indicators, asset quality, liabilities, and other operational updates.
Key highlights from the quarter include Gross Advances of ₹47,641 Crore, a 27% year-on-year growth, and Total Deposits of ₹48,976 Crore, a 10% year-on-year increase. The bank reported a Profit After Tax (PAT) of ₹184 Crore for Q1FY27, a significant improvement from a loss of ₹224 Crore in Q1FY26. Net Interest Margin (NIM) stood at 7.24% for the quarter. The Gross Non-Performing Asset (GNPA) ratio improved to 2.36% from 2.49% in the previous quarter.
The presentation also provides details on disbursements, asset quality metrics like Net Non-Performing Asset (NNPA) at 0.70% and Provision Coverage Ratio (PCR) at 71.02%, and liability profile including CASA ratio at 25%. The bank has also made strategic appointments, with Mr. Mukund Shyamrao Barsagade appointed as Chief Financial Officer (KMP) and Mr. Taraka Ramana Prathipati as Interim Chief Risk Officer (SMP), both effective July 1, 2026.
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Equitas Small Finance Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Equitas Small Finance Bank Limited. Read the original for the full detail.