Equitas Small Finance Bank Q2FY27 Advances Grow 29.58% YoY to ₹50,694 Cr; Deposits Rise 19.03%
Equitas Small Finance Bank reported provisional figures for the quarter ended September 30, 2026. Gross Advances grew 29.58% YoY to ₹50,694 crore, with disbursements up 38.66% YoY. Total Deposits increased 19.03% YoY to ₹52,483 crore. CASA stood at ₹13,480 crore, with a CASA ratio of 26%.
The announcement provides key business metrics like advances and deposits growth, which are important indicators of the bank's financial health and operational performance, impacting investor sentiment.
The bank reported significant year-on-year growth in both Gross Advances and Total Deposits, indicating a positive business performance.
Equitas Small Finance Bank Limited has announced its business update for the quarter ended September 30, 2026. Gross Advances grew by 29.58% year-on-year (YoY) and 6.41% quarter-on-quarter (QoQ) to ₹50,694 crore. This growth was driven by robust disbursements of approximately ₹7,461 crore, marking a 38.66% YoY and 9.98% QoQ increase.
Total Deposits saw a growth of 19.03% YoY and 7.16% QoQ, reaching ₹52,483 crore. Within deposits, CASA stood at ₹13,480 crore, showing a marginal decrease of 1.04% YoY but a significant increase of 9.53% QoQ, with the CASA ratio at 26%.
The bank's Cost of Funds was reported at 7.12% for the quarter, compared to 7.05% in the previous quarter and 7.35% in the same quarter last year. Gross Advances include IBPC/Securitized/Assigned portfolio of ₹3,171 crore as of September 30, 2026.
Micro Finance & Micro Loans Advances increased by 86.65% YoY and 5.20% QoQ to ₹6,331 crore. Excluding the Direct Assignment (DA) portfolio, which stood at ₹579 crore as of September 30, 2026, overall bank Advances grew by 28.10% YoY and 7.08% QoQ.
During the quarter, the bank sold Non-Performing Assets (NPAs) amounting to ₹110 crore across Retail, AHF, and MSE segments to an Asset Reconstruction Company (ARC). The CD Ratio was 90.55% provisionally, and 80.29% after reducing refinance borrowings from advances. These figures are provisional and subject to review and approval.
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Equitas Small Finance Bank Limited filed this with the NSE as a statutory disclosure, categorised under other company updates. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Equitas Small Finance Bank Limited. Read the original for the full detail.