Federal Bank Board Approves Q2 & H1 FY26 Unaudited Financial Results
Federal Bank's board approved Q2 and H1 FY26 unaudited financial results. Net profit saw a year-on-year decline but sequential growth, while asset quality and capital adequacy improved.
Financial results, especially quarterly and half-yearly performance, are a high-impact event as they provide key insights into the company's financial health, operational efficiency, and future prospects, directly influencing investor perception and stock valuation.
The sentiment is neutral due to mixed results: while the bank showed sequential growth in net profit and significant improvements in asset quality (Gross and Net NPA) and Capital Adequacy Ratio, the net profit and EPS both standalone and consolidated experienced a year-on-year decline for the quarter and half year ended September 30, 2025.
The Board of Directors of The Federal Bank Limited, in their meeting held on October 18, 2025, approved the Standalone and Consolidated Unaudited Financial Results for the quarter and half year ended September 30, 2025.
* For the quarter ended September 30, 2025, the Standalone Net Profit after tax was ₹95,526 Lakhs (₹955.26 crore), compared to ₹1,05,669 Lakhs (₹1,056.69 crore) in the same quarter last year, but showed sequential growth from ₹86,175 Lakhs (₹861.75 crore) in the previous quarter. * For the half year ended September 30, 2025, the Standalone Net Profit after tax was ₹1,81,701 Lakhs (₹1,817.01 crore), a decrease from ₹2,06,622 Lakhs (₹2,066.22 crore) in the corresponding half year of the previous fiscal. * The Gross Non-Performing Assets (NPA) improved to 1.83% as of September 30, 2025, from 2.09% as of September 30, 2024. Net NPA also improved to 0.48% from 0.57% over the same period. * The Capital Adequacy Ratio (Basel III) stood at 15.71% as of September 30, 2025, an increase from 15.20% as of September 30, 2024. * Consolidated Net Profit for the group for the quarter ended September 30, 2025, was ₹99,194 Lakhs (₹991.94 crore), and for the half year, it was ₹1,96,620 Lakhs (₹1,966.20 crore). * During the quarter and half year ended September 30, 2025, the Bank allotted 21,18,023 and 15,70,650 equity shares respectively, pursuant to the exercise of stock options by employees. * The Joint Statutory Auditors have issued an unmodified Limited Review Report on these financial results.
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The Federal Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by The Federal Bank Limited. Read the original for the full detail.