Federal Bank Q3 FY26: Net Profit Rises to ₹1094 Crore
Federal Bank reported a consolidated net profit of ₹1,094.07 crore for Q3 FY26, up from ₹944.15 crore year-on-year. Standalone net profit was ₹1,041.21 crore. Total consolidated income stood at ₹8,50,316 lakh. The bank's Capital Adequacy Ratio was 15.20%. It also acquired a 30% stake in Ageas Federal Life Insurance for ₹97.44 crore.
The announcement of quarterly financial results, especially with profit growth, is a material event for investors and significantly impacts the company's stock valuation.
The bank reported an increase in net profit for both consolidated and standalone results for the quarter, indicating positive financial performance.
The Federal Bank Limited announced its Unaudited Financial Results for the quarter and nine months ended December 31, 2025. The Board of Directors, in its meeting held today, January 16, 2026, approved the Consolidated and Standalone Unaudited Financial Results. The Board meeting commenced at 11:45 a.m. and concluded with the approval of financial results at 12:05 p.m.
For the quarter ended December 31, 2025, the Bank reported a consolidated net profit of ₹1,094.07 crore, an increase from ₹944.15 crore in the corresponding quarter of the previous year. Standalone net profit for the quarter stood at ₹1,041.21 crore, up from ₹955.44 crore in the same period last year. The Bank's total income for the quarter on a consolidated basis was ₹8,50,316 lakh, and on a standalone basis, it was ₹7,96,779 lakh.
For the nine months ended December 31, 2025, the consolidated net profit was ₹3,000.43 crore, and the standalone net profit was ₹2,454.22 crore. The Bank also reported its Capital Adequacy Ratio under Basel III, which stood at 15.20% on a consolidated basis and 15.20% on a standalone basis as of December 31, 2025. Earnings per share (EPS) for the quarter on a consolidated basis were ₹4.45 (basic) and ₹4.40 (diluted). Standalone EPS for the quarter was ₹4.23 (basic) and ₹4.79 (diluted).
During the quarter, the Bank acquired 3,20,00,000 equity shares of Ageas Federal Life Insurance Company Limited for a consideration of ₹97.44 crore, increasing its shareholding to 30% on a fully diluted basis.
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