Finkurve's Q2 FY27 PAT up 62.2% YoY to ₹10 Cr; AUM surges 95.4% to ₹1,312 Cr
Finkurve Financial Services reported Q2 FY27 results with AUM growing 95.4% YoY to ₹1,312 Cr. PAT increased 62.2% YoY to ₹10 Cr, and total income rose 87.8% YoY to ₹90 Cr. The company appointed Mr. Rajendran Chinna Veerappan as Additional Director, and Mr. Raju Shah as Chief Risk Officer.
The significant growth in key financial metrics like AUM and PAT, coupled with strategic board appointments and fundraising, is expected to have a substantial positive impact on the company's valuation and investor confidence.
The company reported strong year-on-year growth in AUM, PAT, and total income, along with strategic appointments and successful fundraising, indicating positive business performance and outlook.
Finkurve Financial Services Limited announced its un-audited financial results for the quarter and half-year ended September 30, 2026. The company reported a significant year-on-year (YoY) growth in its Assets Under Management (AUM), which increased by 95.4% from ₹671 crore in Q2 FY26 to ₹1,312 crore in Q2 FY27, including off-book AUM of ₹78 crore.
The total income for the quarter grew by 87.8% YoY, from ₹48 crore in Q2 FY26 to ₹90 crore in Q2 FY27. Profit After Tax (PAT) saw a substantial rise of 62.2% YoY, reaching ₹10 crore in Q2 FY27 from ₹6 crore in the corresponding quarter of the previous year. Basic Earnings Per Share (EPS) also increased to ₹0.68 from ₹0.42 YoY.
Key business highlights include an expansion of the branch network from 92 to 122 branches YoY, and an increase in the number of active customers to 33,019 as of September 30, 2026. The company maintained a healthy Capital Adequacy Ratio of 28.74% and reported Gross NPA at 2.63% and Net NPA at 2.37%.
In terms of strategic developments, Finkurve successfully completed the second tranche of NCD issuance with Franklin Templeton, aggregating ₹50 crore. The company also strengthened its board with the appointment of Mr. Rajendran Chinna Veerappan as an Additional Director and appointed Mr. Raju Shah as Chief Risk Officer and Mr. Husain Pittalwala as Chief Compliance Officer. Co-lending contribution increased to 6% in Q2 FY27 from 1.6% in Q2 FY26.
Mr. Priyank Kothari, Executive Director, commented that the company remains focused on expanding its branch network while maintaining a disciplined approach to risk and capital management. He added that the priority for the second half of FY27 is to deepen presence in the gold loan market, strengthen the technology-led operating model, and drive higher branch productivity.
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