Fino Payments Bank April 2026: CASA Up 9%, Deposits Rise 13%, Loan Disbursals Surge 204%
Fino Payments Bank reported April 2026 performance with CASA accounts up 9% and renewal income up 9% YoY. Average deposits grew 13% to ₹2,801 crore, and digitally active customers rose 19% to 62.1 lakh. Loan referral disbursals surged 204% to ₹166 crore.
The update provides key business performance indicators for a specific month, showing positive trends in core areas like deposits and loan referrals, which can influence investor perception and strategic outlook.
The announcement shows positive growth across key metrics like CASA accounts, average deposits, digitally active customers, and a significant surge in loan referral disbursals, indicating a strengthening business performance.
Fino Payments Bank Limited has announced its business performance update for April 2026, highlighting a strong focus on customer acquisition, digital engagement, and deposit mobilization. The bank's CASA accounts opened increased by 9% year-on-year (YoY) to 2,36,437, and renewal income saw a 9% YoY growth to ₹19.3 crore.
Average total deposits grew by 13% YoY to approximately ₹2,801 crore, indicating sustained growth in the bank's deposit franchise. Digitally active customers increased by 19% YoY to around 62.1 lakh, with FinoPay users growing by 28% YoY to approximately 7.7 lakh, demonstrating deeper customer engagement and rising digital adoption.
The loan referral business showed significant traction, with disbursals increasing by 204% YoY to approximately ₹166 crore. This growth supports the bank's strategy for its differentiated Small Finance Bank (SFB) model.
Transaction business throughput saw a decrease of 47% YoY to ₹2,649 crore, attributed to an ecosystem shift from cash to UPI and a focus on higher-quality merchants. Digital payments services throughput also experienced a moderation due to a strategic recalibration prioritizing sustainable and risk-calibrated growth.
The bank aims to build a liability-led franchise, focusing on customer acquisition, digital engagement, and deposit mobilization for its next phase of growth. The increasing share of CASA in the revenue base is expected to yield better margins. The strong performance in the loan referral business is a foundational step towards the bank's SFB implementation. These figures are provisional and unaudited.
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Fino Payments Bank Limited filed this with the NSE as a statutory disclosure, categorised under other company updates. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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