Fino Payments Bank: July 2026 Performance Update Shows Strong Growth in Deposits and Loans
Fino Payments Bank reported a 12% increase in average total deposits to ₹2,766 crore and a 304% surge in loan disbursals to ₹241 crore for July 2026. Digitally active customers grew 21% to 66.3 lakh. Transaction throughput declined 25% to ₹3,074 crore.
The positive business performance update, especially in deposit growth and loan disbursals, is significant for the bank's ongoing transition towards a Small Finance Bank, indicating positive momentum.
The announcement shows positive growth in key metrics like deposits, loan disbursals, and digitally active customers, outweighing the decline in transaction throughput.
Fino Payments Bank Limited has released its business performance update for July 2026, highlighting significant year-on-year growth in key areas.
The bank reported a 9% increase in deposit accounts opened, reaching 3,27,771 in July 2026 compared to 3,01,666 in July 2025. Renewal income saw a 5% rise to ₹23.6 crore from ₹22.5 crore, while average total deposits grew by 12% to ₹2,766 crore from ₹2,480 crore.
Digitally active customers increased by 21% to 66.3 lakh, and FinoPay active customers saw a substantial 34% jump to 8.9 lakh. The loan referral business experienced remarkable growth, with disbursals soaring by 304% to ₹241 crore from ₹60 crore.
However, transaction throughput decreased by 25% to ₹3,074 crore in July 2026, down from ₹4,101 crore in the previous year. Digital payments services, specifically B2B UPI P2M throughput, showed a 100% decrease, reflecting a shift or a one-time large transaction in the prior period, with no figures reported for July 2026 against ₹3,200 crore in July 2025.
The bank also confirmed that the implementation of its Small Finance Bank status is progressing across all aspects, including people, technology, processes, and governance, with a focus on adhering to the Reserve Bank of India's stipulated timelines. The provided figures are provisional and unaudited.
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Fino Payments Bank Limited filed this with the NSE as a statutory disclosure, categorised under other company updates. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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