Fino Payments Bank Q3FY26 Net Profit at ₹1,225 Lakhs, Reappoints Head of Internal Audit
Fino Payments Bank reported a Net Profit of ₹1,225 Lakhs for Q3FY26, a decrease from the previous year. The Board approved the re-appointment of Mr. Prayag Shashikant Gadgil as Head of Internal Audit for two years, effective February 02, 2026. The financial results for the nine months ended December 31, 2025, were also approved.
The decrease in quarterly profit might raise concerns among investors. The re-appointment of the Head of Internal Audit is an important operational update but unlikely to cause significant immediate market impact. The impact is therefore assessed as medium.
The financial results show a decrease in profit compared to the previous year, which is a negative indicator. However, the re-appointment of a key management personnel is a neutral to positive event. The overall sentiment is neutral due to the mixed financial performance and operational update.
Fino Payments Bank Limited announced the outcome of its Board Meeting held on January 29, 2026. The Board approved the Un-audited Financial Results for the quarter and nine months ended December 31, 2025, along with the Limited Review Report from the Statutory Auditors.
The Financial Results for the quarter ended December 31, 2025, showed a Net Profit of ₹1,225 Lakhs, a decrease from ₹1,535 Lakhs in the previous quarter and ₹2,311 Lakhs in the corresponding quarter of the previous year. For the nine months ended December 31, 2025, the Net Profit stood at ₹4,535 Lakhs, down from ₹6,853 Lakhs in the same period last year.
Additionally, the Board approved the re-appointment of Mr. Prayag Shashikant Gadgil as Head of Internal Audit (Senior Management Personnel) for a period of two years, effective February 02, 2026, to February 01, 2028. Mr. Gadgil is a qualified Chartered Accountant, Company Secretary, Cost and Management Accountant, and holds certifications as a Certified Internal Auditor and Information System Auditor, with over 25 years of experience in audit and governance, primarily in the financial services sector.
The Board Meeting commenced at 02:35 p.m. (IST) and concluded at 06:50 p.m. (IST). The financial results are also available on the Bank's website.
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Fino Payments Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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