Five-Star Business Finance Q1FY27 Investor Presentation: Loan Portfolio Grows to ₹137,218 Mn
Five-Star Business Finance's Q1FY27 investor presentation shows a record ₹14,964 Mn in loan disbursements, a 23% QoQ growth. AUM reached ₹137,218 Mn. Profit After Tax was ₹2,714 Mn. Key metrics include 19.97% NIM and 14.46% ROE. The company noted improved asset quality and a strong collection efficiency of 97.9%.
The investor presentation provides a comprehensive update on financial performance, operational metrics, and strategic positioning, which are crucial for investors and stakeholders in assessing the company's current health and future prospects.
The announcement highlights record loan disbursements, sequential growth in AUM, improved asset quality metrics, and robust collection efficiency, all indicating positive business performance.
Five-Star Business Finance Limited has released its investor presentation for the quarter ended June 30, 2026 (Q1FY27). The company reported a historical best in loan disbursements, reaching ₹14,964 Mn, a 23% increase from the previous quarter and a 16% increase year-on-year. The Assets Under Management (AUM) grew by 4% sequentially to ₹137,218 Mn.
The company highlighted robust collections, with a unique customer collection efficiency of 97.9% (excluding NPA loans). The 30+ days past due (DPD) metric improved to 12.38% from 12.69% in the previous quarter. Slippages remained flat at 0.70%, and credit cost decreased to 1.85% from 1.88% in Q4FY26. Borrowings during the quarter amounted to ₹4,500 Mn at an all-inclusive cost of 8.33%, contributing to a reduction in the cost of funds (COF) on the book from 8.95% to 8.80%.
The presentation also detailed the company's operational performance, including a loan portfolio of ₹137,218 Mn and a Profit After Tax (PAT) of ₹2,714 Mn. Key financial metrics such as Net Interest Margin (NIM) stood at 19.97%, and Return on Equity was 14.46%. The company emphasized its strong distribution network with 856 branches across 11 states and its proprietary underwriting and collection models tailored for small business customers and self-employed individuals.
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Five-Star Business Finance Limited filed this with the NSE as a statutory disclosure, categorised under investor presentation. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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