Fusion Finance Q1 FY27 Results: PBT Rs 62 Cr, AUM Rs 7,702 Cr, NIM 11.93%
Fusion Finance Limited reported Q1 FY27 results with PBT at ₹62 Cr (up 67% QoQ) and AUM at ₹7,702 Cr (up 4% QoQ). NIM improved to 11.93%, and PPOP rose 10% QoQ to ₹102 Cr. Disbursements grew 88% YoY to ₹1,783 Cr. GNPA improved to 2.51%, and credit costs fell 29% QoQ to ₹40 Cr.
The announcement details robust financial results with significant growth across key metrics like PBT, AUM, and disbursements, alongside improvements in asset quality. These positive indicators are likely to have a considerable impact on investor sentiment and the company's market valuation.
The company reported strong financial performance with significant QoQ growth in PBT, AUM, and PPOP. Asset quality improved with reduced credit costs and GNPA, and disbursements saw substantial YoY growth. Strategic initiatives are also in place for future growth.
Fusion Finance Limited has announced its Unaudited Financial Results for the quarter ended June 30, 2026. The Board Meeting to approve these results commenced at 03:15 PM (IST) and concluded at 05:00 PM (IST) on August 10, 2026.
The company reported a Profit Before Tax (PBT) of ₹62 Crore, marking a significant ~67% Quarter-on-Quarter (QoQ) growth from ₹37 Crore in Q4 FY26. Assets Under Management (AUM) reached ₹7,702 Crore, an increase of ~4.0% QoQ from ₹7,407 Crore in Q4 FY26. Net Interest Margin (NIM) stood at 11.93%, showing a ~49 basis points (bps) QoQ improvement. Pre-Provision Operating Profit (PPOP) grew by ~10% QoQ to ₹102 Crore, driven by operating efficiency.
The company maintained a strong capital position with a Capital Adequacy Ratio (CRAR) of 36.95%, up ~49 bps QoQ. Liquidity stands at ₹1,880 Crore, with ₹1,600 Crore of fresh borrowing drawn in Q1 FY27. Disbursements were ₹1,783 Crore, an ~88% Year-on-Year (YoY) growth from ₹950 Crore in Q1 FY26, with 85% of customers having fewer than 2 lenders, indicating high portfolio quality.
Asset quality showed strong improvement, with credit cost declining by ~29% to ₹40 Crore from ₹56 Crore in Q4 FY26, marking the 7th consecutive quarter of credit cost reduction. Gross Non-Performing Asset (GNPA) improved by ~70 bps QoQ to 2.51% from 3.21% in Q4 FY26. The company also highlighted its strategic initiatives including product expansion, strengthening the risk framework, geographical expansion, and technology enablement, focusing on AI-powered platforms and enhanced customer engagement.
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Fusion Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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