HDB Financial Services Announces Unaudited Results for Quarter Ended Sep 30, 2025
HDB Financial Services reports unaudited financial results for Q2FY26. AUM grew by 12.8% to ₹1,11,721 crore. Net Interest Income rose by 19.6% to ₹2,192 crore. PAT stood at ₹581 crore.
The announcement provides key financial metrics, including growth in AUM and NII, which are important for investors to assess the company's performance. However, the decrease in PAT and increase in gross stage 3 loans indicate a moderate impact.
The results show growth in AUM and NII but a slight decrease in PAT, indicating a mixed financial performance.
* HDB Financial Services (HDBFS) announced its unaudited standalone financial results for the quarter and half year ended September 30, 2025. * Asset Under Management (AUM) stood at ₹ 1,11,721 crore as of September 30, 2025, a 12.8% increase year-over-year. * Total Gross Loans reached ₹ 1,11,409 crore as of September 30, 2025, reflecting a 13.0% growth compared to the previous year. * Net Interest Income (NII) was ₹ 2,192 crore for the quarter ended September 30, 2025, up by 19.6% from ₹ 1,833 crore in the corresponding quarter of the previous year. * Net Total Income increased to ₹ 2,851 crore for the quarter ended September 30, 2025, marking an 18.4% rise from ₹ 2,408 crore in the same period last year. * Pre-provisioning Operating Profit (PPOP) grew by 24.4% to ₹ 1,530 crore for the quarter ended September 30, 2025, compared to ₹ 1,230 crore in the prior year. * Loan losses and provisions were ₹ 748 crore for the quarter ended September 30, 2025, compared to ₹ 431 crore for the quarter ended September 30, 2024. * Profit Before Tax (PBT) was ₹ 782 crore for the quarter ended September 30, 2025, slightly lower than ₹ 799 crore in the corresponding quarter of the previous year. * Profit After Tax (PAT) was ₹ 581 crore for the quarter ended September 30, 2025, compared to ₹ 591 crore for the quarter ended September 30, 2024. * Gross Stage 3 loans were at 2.81% as against 2.10 % as at September 30, 2024. * Net Stage 3 loans were at 1.27% as against 0.83% as at September 30, 2024. * Provision Coverage stood at 54.73 % on stage 3 assets as against 60.69% as at September 30, 2024.
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HDB Financial Services Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by HDB Financial Services Limited. Read the original for the full detail.