HDFC Life H1FY27 Results: VNB grows 12% to ₹2,037 crore, PAT up 13% to ₹1,119 crore
HDFC Life's H1FY27 results show VNB grew 12.1% to ₹2,037 crore, with a 24.7% margin. Profit after tax rose 12.7% to ₹1,119 crore. AUM increased 13.8% to ₹4.1 trillion. Individual WRP grew 11% in Q2, ahead of the private industry. Embedded Value stood at ₹66,461 crore.
The results reflect strong financial performance and growth in core business metrics, which are material for investors and stakeholders, thus having a high impact.
The company reported positive growth in key financial metrics like VNB, PAT, and APE, along with healthy margins and a strong solvency ratio, indicating a positive financial performance.
HDFC Life Insurance Company Limited announced its reviewed standalone and consolidated financial results for the half-year ended September 30, 2026. The company reported a Value of New Business (VNB) growth of approximately 12.1% for H1FY27, reaching ₹2,037 crore, with a New Business Margin of 24.7%.
Profit after tax for H1FY27 stood at ₹1,119 crore, marking a growth of about 12.7% compared to the previous year. The company's Assets Under Management (AUM) increased by 13.8% year-on-year to ₹4.1 trillion.
In terms of operational performance, individual weighted received premium (WRP) grew by 11% in Q2FY27, outpacing the private industry's growth of 10%. Overall Annualized Premium Equivalent (APE) grew by 11% year-on-year. The number of individual policies sold increased by 9% in H1FY27.
Retail protection business registered robust growth of 33% during H1FY27, with its share of individual APE rising to 8%. The Embedded Value (EV) was reported at ₹66,461 crore, with a rolling 12-month embedded value operating profit of 14.9%. The company maintained a healthy Solvency Ratio of 180%.
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HDFC Life Insurance Company Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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