HUDCO H1FY27 Investor Presentation: Loan Book Hits ₹1.86 Lakh Crore
HUDCO's H1 FY27 investor presentation reveals a loan book of ₹1.86 lakh crore and a net profit of ₹1,762.15 crore. Disbursements reached a record ₹35,371.54 crore. Gross NPA remains below 1% at 0.71%, with a CRAR of 32.55%. The company highlighted MoUs with states for significant infrastructure investments.
The investor presentation provides comprehensive financial and operational data, including record loan book and disbursements, and significant government scheme participation, which are highly material for investors.
The announcement details strong financial performance, record loan disbursements, and robust asset quality, indicating positive operational and financial health for HUDCO.
Housing & Urban Development Corporation Limited (HUDCO) has released its investor presentation for the quarter and half-year ended September 30, 2026. The presentation highlights a robust operational performance, with the loan book reaching ₹1,86,111 crore as of H1 FY27, an increase from ₹1,44,554 crore in H1 FY26.
Key financial metrics for H1 FY27 show a net profit of ₹1,762.15 crore, a significant rise from ₹1,340.06 crore in the same period last year. Operational revenue also saw substantial growth, reaching ₹7,757.59 crore in H1 FY27 compared to ₹6,156.34 crore in H1 FY26. The company's disbursements reached an all-time high of ₹35,371.54 crore in H1 FY27.
The presentation also underscores HUDCO's strong asset quality, with Gross NPA at 0.71% and Net NPA at 0.044%, supported by a Provision Coverage Ratio of 93.76%. The company's capital adequacy remains strong at 32.55%, positioning it well for future growth.
HUDCO continues to play a pivotal role in financing infrastructure for 'Viksit Bharat', with a focus on affordable housing, social infrastructure, and commercial infrastructure. The company has entered into significant MoUs with various state governments, including Gujarat, Odisha, Madhya Pradesh, Rajasthan, Bihar, and MMRDA, committing substantial investment opportunities.
Furthermore, HUDCO is actively involved in government missions such as PMAY 2.0, Smart City, AMRUT, and Jal Jeevan Mission, and is exploring new financing initiatives including a PPP Project Finance Division and a Bridge Loan facility.
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Housing & Urban Development Corporation Limited filed this with the NSE as a statutory disclosure, categorised under investor presentation. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Housing & Urban Development Corporation Limited. Read the original for the full detail.