ICICI Bank Investor Presentation: Q1-2027 PAT ₹14,805 Crore, Advances ₹16.31 Lakh Crore
ICICI Bank reported Q1-2027 PAT of ₹14,805 crore, up 15.9% YoY. Net interest income increased to ₹88,075 crore in FY2026. Total advances reached ₹16.31 lakh crore, a 19.6% YoY growth. GNPA improved to 1.4% and CAR stood at 16.84% as of June 30, 2026.
The announcement provides detailed financial results and key performance indicators, including significant growth metrics and asset quality improvements, which are highly material for investors and analysts.
The announcement details strong year-on-year growth in profit after tax, net interest income, and advances. Improvements in asset quality (GNPA) and healthy capital adequacy ratios further contribute to a positive sentiment.
ICICI Bank Limited has released an investor presentation detailing its financial performance and strategic highlights. The bank reported a Profit After Tax (PAT) of ₹14,805 crore in Q1-2027, marking a significant 15.9% year-on-year growth. Net interest income saw a robust increase from ₹74,306 crore in FY2024 to ₹88,075 crore in FY2026, with Net Interest Margin (NIM) remaining healthy at 4.3% in FY2026.
Total advances grew by a healthy 19.6% year-on-year to ₹16,31,260 crore as of June 30, 2026. Deposits also showed stable and granular growth, reaching ₹18,33,586 crore, a 14.0% year-on-year increase, with a CASA ratio of 39.5%.
The bank demonstrated prudent credit quality, with the Gross Non-Performing Asset (GNPA) ratio improving to 1.4% in Q1-2027 from 2.16% in FY2024, and the Net NPA ratio at 0.35% as of June 30, 2026. The Provision Coverage Ratio stood at 74.7%.
ICICI Bank maintains strong capital adequacy, with a Total Capital Adequacy Ratio of 16.84% and a Common Equity Tier 1 (CET-1) Ratio of 16.19% as of June 30, 2026. The bank's net worth was ₹3,53,491 crore.
The presentation also highlights ICICI Bank's leadership across a full suite of financial services through its subsidiaries in life insurance, general insurance, asset management, broking, housing finance, and pension fund management. The bank's credit ratings are S&P: BBB/Stable and Moody’s: Baa3/Stable.
The investor presentation was referred to during meetings scheduled on July 22-23, 2026, with debt market investors.
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