ICICI Life Insurance H1 FY27 Performance: VNB Up 22.3% to ₹12.83 Bn, PAT Rises 26.5% to ₹7.60 Bn
ICICI Life Insurance reported H1-FY2027 VNB of ₹12.83 Bn (up 22.3%) and PAT of ₹7.60 Bn (up 26.5%). APE grew 15.1% to ₹49.35 Bn. AUM reached ₹3,289.64 Bn. Solvency ratio was 229.9% and 13th-month persistency was 84.5%. The company is focused on customer centricity and technology.
The announcement provides a comprehensive update on the company's financial performance, strategic direction, and operational highlights, which are crucial for investors and analysts in evaluating the company's health and future prospects.
The company reported strong year-on-year growth in key financial metrics like VNB and PAT, along with healthy persistency and solvency ratios, indicating a positive financial performance.
ICICI Prudential Life Insurance Company Limited, now renamed ICICI Life Insurance Limited, has announced its financial performance for the first half of FY2027 (H1-FY2027).
The company reported a Value of New Business (VNB) of ₹12.83 billion, marking a significant 22.3% year-on-year growth. The VNB margin stood strong at 26.0%. Profits after tax (PAT) also saw a substantial increase of 26.5% year-on-year, reaching ₹7.60 billion.
Annualised Premium Equivalent (APE) grew by 15.1% to ₹49.35 billion, while Retail Weighted Received Premium (RWRP) increased by 9.7% to ₹36.02 billion. Total premium collections for H1-FY2027 amounted to ₹245.05 billion, a 15.3% year-on-year rise.
Assets under management (AUM) reached ₹3,289.64 billion, showing a 2.3% year-on-year growth. The company maintained a healthy 13th-month persistency ratio of 84.5% at September 30, 2026, and its solvency ratio was reported at 229.9% as of the same date.
The presentation also highlighted the company's strategy, focusing on customer centricity, operational efficiency, and leveraging technology and analytics. The company emphasized its comprehensive product suite and diversified distribution channels, including agency, direct, bancassurance, and partnership distribution.
ICICI Life Insurance noted strong growth in its retail protection and annuity segments. The company also highlighted its commitment to ESG integration, with 68 offices running on renewable energy and stable gender diversity at 30%.
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ICICI Prudential Life Insurance Company Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by ICICI Prudential Life Insurance Company Limited. Read the original for the full detail.