ICICI Lombard Q2 FY27 PAT up 27.5% to ₹10.31 billion; declares ₹7 dividend
ICICI Lombard reported a 27.5% year-on-year increase in Q2 FY27 Profit After Tax (PAT) to ₹10.31 billion. GDPI grew 5.4% to ₹151.10 billion in H1 FY27. The company declared an interim dividend of ₹7.00 per share for H1 FY27. Solvency ratio was strong at 2.74x.
The substantial profit growth and increased dividend payout are material positive developments for shareholders and indicate the company's financial health.
The company reported a significant increase in Profit After Tax (PAT) and declared a higher interim dividend, indicating strong financial performance.
ICICI Lombard General Insurance Company Limited announced its financial results for the quarter and half-year ended September 30, 2026. The company reported a Profit After Tax (PAT) of ₹10.31 billion for Q2 FY2027, marking a significant increase of 27.5% compared to ₹8.09 billion in Q2 FY2026. Return on Average Equity (RoAE) for the quarter stood at 23.7%, up from 21.3% in the corresponding period last year.
For the half-year ended September 30, 2026, the Gross Direct Premium Income (GDPI) grew by 5.4% to ₹151.10 billion, compared to ₹143.31 billion in H1 FY2026. Excluding Crop and Mass Health, the company's GDPI growth was 10.4% in H1 FY2027.
The Board of Directors has declared an interim dividend of ₹7.00 per share for H1 FY2027, an increase from ₹6.50 per share declared for H1 FY2026. The solvency ratio remained strong at 2.74x as of September 30, 2026, well above the minimum regulatory requirement of 1.50x.
The company also provided details on its combined ratio, which was 104.5% for Q2 FY2027 (104.5% excluding CAT losses of ₹1.18 billion) and 105.2% for H1 FY2027 (104.2% excluding CAT losses of ₹1.18 billion). Investment income for Q2 FY2027 was ₹15.54 billion, with capital gains at ₹4.53 billion.
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