ICICI Lombard Q4 FY26: PAT Grows 7.3% to ₹5.47 Billion, Proposes ₹7 Dividend
ICICI Lombard reported Q4 FY26 PAT of ₹5.47 billion (up 7.3%) and FY26 PAT of ₹27.72 billion (up 10.5%). GDPI for Q4 FY26 grew 18.2% to ₹73.40 billion. The company proposed a final dividend of ₹7.00 per share, bringing the total FY26 dividend to ₹13.50 per share.
The financial results, including PAT growth, GDPI increase, improved combined ratio, and a proposed higher dividend, are material to investors and the company's valuation.
The company reported growth in PAT and GDPI, along with an improved combined ratio and a higher proposed dividend, indicating positive financial performance.
ICICI Lombard General Insurance Company Limited announced its financial results for the quarter and financial year ended March 31, 2026. For the fourth quarter of FY2026, the company reported a Profit After Tax (PAT) of ₹5.47 billion, a growth of 7.3% compared to ₹5.10 billion in Q4 FY2025. On an 'n' basis, PAT grew by a stronger 15.6% to ₹5.39 billion in Q4 FY2026 from ₹4.66 billion in Q4 FY2025.
For the full financial year 2026, PAT on a 1/n basis grew by 10.5% to ₹27.72 billion, compared to ₹25.08 billion in FY2025. On an 'n' basis, PAT grew by 14.1% to ₹27.61 billion in FY2026 from ₹24.19 billion in FY2025.
The Gross Direct Premium Income (GDPI) for Q4 FY2026 increased by 18.2% to ₹73.40 billion, against an industry growth of 10.9%. For the full year, GDPI grew by 7.0% to ₹287.12 billion, compared to the industry growth of 9.2%.
The Combined Ratio for Q4 FY2026 improved to 101.2% (1/n basis) from 102.5% in Q4 FY2025. For the full year, it stood at 103.4% (1/n basis).
The Board of Directors has proposed a final dividend of ₹7.00 per share for FY2026, subject to shareholder approval. The total dividend for FY2026, including the proposed final dividend, is ₹13.50 per share, an increase from ₹12.50 per share last year.
The company also highlighted its strategic focus on profitable growth, a comprehensive product portfolio, customer service, and technology. The solvency ratio remained strong at 2.67x as at March 31, 2026, well above the regulatory requirement of 1.50x.
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ICICI Lombard General Insurance Company Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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