IDBI Bank Q4 FY26 Profit Surges 27% to ₹9,513 Crore; Total Business Crosses ₹6 Trillion
IDBI Bank reported a 27% YoY increase in Net Profit to ₹9,513 crore for FY26. Total business crossed ₹6 Trillion, with Deposits at ₹3,47,163 Cr and Net Advances at ₹2,53,626 Cr. Gross NPA improved to 2.32%. The bank also received multiple awards for operational excellence and technology adoption.
The announcement includes key financial results (profit, NII, NIM), balance sheet growth (total business, deposits, advances), asset quality metrics (NPA ratios), and capital adequacy, which are material for investors and stakeholders.
The bank reported strong YoY growth in net profit, total business, deposits, and net advances, along with an improvement in asset quality and capital adequacy. Several awards received also contribute to a positive sentiment.
IDBI Bank Limited has announced its audited financial results for the quarter and year ended March 31, 2026. The Board of Directors approved these results in a meeting held in Mumbai on April 30, 2026.
For the fourth quarter of FY26, the bank reported a Net Profit of ₹1,943 crore, a decrease of 5% compared to ₹2,051 crore in Q4 FY25. However, the Operating Profit stood at ₹3,043 crore. Net Interest Income (NII) saw a year-on-year growth of 17%, reaching ₹3,851 crore, with Net Interest Margin (NIM) at 4.15%, an increase of 15 basis points. Return on Assets (ROA) for the quarter was 1.75%.
For the full fiscal year FY2025-26, IDBI Bank's Net Profit surged to ₹9,513 crore, marking a significant growth of 27% compared to ₹7,515 crore in FY25. The bank's total business crossed the ₹6 trillion mark, with total business standing at ₹6,00,789 crore, a 14% year-on-year growth. Total Deposits increased by 12% YoY to ₹3,47,163 crore, while Net Advances grew by 16% YoY to ₹2,53,626 crore. CASA increased by 7% YoY to ₹1,54,816 crore.
Asset quality showed marked improvement, with Gross NPA ratio reducing to 2.32% from 2.98% YoY. Net NPA remained stable at 0.15%. The Provision Coverage Ratio (PCR) stood strong at 99.39%. The bank's Capital Adequacy Ratio (CRAR) improved to 26.65% as of March 31, 2026, up from 25.05% in the previous year.
In significant developments, IDBI Bank received multiple awards, including the 'Gold Award' for 'Tech-Driven Operational Excellence' and 'Silver Award' for 'Cyber Shield Innovation' at the IBEX India BFSI Tech Awards 2026. The bank was also recognized with the 'MSME Leadership Award' and received accolades at IBA's 21st Annual Banking Technology Conference.
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IDBI Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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