IDFC First Bank Q1FY27 Provisional Deposits Up 5.9% to ₹3.12 Lakh Crore
IDFC First Bank's provisional Q1FY27 results show total deposits at ₹3.12 lakh crore, up 5.9% QoQ and 17.7% YoY. Loans and advances reached ₹3.05 lakh crore, up 5.2% QoQ and 20.6% YoY. CASA deposits grew 8.1% QoQ to ₹1.58 lakh crore, with the CASA ratio at 50.8%. Asset quality shows improvement.
The results show positive growth and improvement in asset quality, which are important indicators for a bank's performance, impacting investor confidence and market perception.
The bank reported growth in key financial metrics like loans and deposits, along with an improving asset quality and a rising CASA ratio.
IDFC First Bank Limited has announced its provisional financial results for the quarter ended June 30, 2026. The bank reported that its total deposits grew by 5.9% to ₹3,11,874 crore from ₹2,94,475 crore in the previous quarter (ended March 31, 2026). On a year-over-year basis, total deposits increased by 17.7% from ₹2,64,971 crore as of June 30, 2025.
Loans and advances also saw a significant rise, growing by 5.2% quarter-on-quarter to ₹3,05,488 crore from ₹2,90,278 crore. Year-over-year, loans and advances increased by 20.6% from ₹2,53,233 crore as of June 30, 2025.
The bank's CASA (Current Account Savings Account) deposits grew by 8.1% quarter-on-quarter to ₹1,58,563 crore, contributing to a CASA ratio of 50.8%, up from 49.8% in the previous quarter. The CASA ratio as of June 30, 2025, was 48.0%. The Credit-Deposit Ratio stood at 95.5% for the current quarter.
The bank stated that its asset quality continues to improve compared to prior periods. The figures provided are provisional and subject to audit by the statutory auditors.
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