IIFL Finance Q2FY26: PAT up 52% QoQ at ₹418 Cr; Gold loan AUM surges 220% YoY
IIFL Finance's Q2FY26 PAT rose 52% QoQ to ₹418 Cr, with AUM increasing 7% to ₹90,122 Cr. Gold loans surged 220% YoY to ₹34,577 Cr. Fitch revised the outlook to Positive.
The strong financial results, particularly the significant growth in gold loans and the positive revision in credit rating outlook, indicate a potentially high positive impact on the company's performance and investor confidence.
The announcement highlights strong financial performance, including a significant increase in profit after tax and AUM growth. The positive outlook revision by Fitch Ratings further supports this sentiment.
* IIFL Finance reported a consolidated PAT of ₹418 Cr for the quarter ended September 30, 2025, up 52% Q-o-Q. * Consolidated AUM rose 7% Q-o-Q to ₹90,122 Cr, driven by strong growth in the gold loans business. * Gold Loans: AUM at a record high of ₹34,577 Cr, up 220% Y-o-Y; customer retention > 98%. * Asset Quality: Stage 2/3 trending down; PCR 93%. * Financial Strength: ROA 1.9%; ROE 9.8%; CRAR 28.2%; Liquidity ₹8,170 Cr; PAT ₹692 Cr (H1). * Fitch Ratings affirmed the rating at ‘B+’ and revised the outlook on IIFL Finance’s Long Term Issuer Default Rating from Stable to Positive. * Home Loans AUM grew 10% YoY to ₹32,034 Cr. * MSME Loans AUM was ₹13,474 Cr. * Microfinance AUM stood at ₹8,362 Cr. * Mr. Girish Kousgi joins IIFL Home Finance as Managing Director and Chief Executive Officer (CEO). * Management Commentary: "IIFL Finance stands poised at the cusp of a new growth cycle... Our unwavering focus on collateral-backed retail lending, technology enablement, and execution excellence will continue to drive sustainable value creation for all stakeholders."
What to do with a filing like this
IIFL Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by IIFL Finance Limited. Read the original for the full detail.