Indian Bank Q1FY27 Earnings: Deposits ₹8.44 Lakh Cr, Net Profit ₹3,273 Cr
Indian Bank's Q1FY27 results show deposits at ₹8.44 lakh Cr (up 13.47% YoY) and advances at ₹6.85 lakh Cr (up 13.89% YoY). Net profit rose 10.09% to ₹3,273 Cr. GNPA improved to 1.86% and NNPA to 0.15%. An investor presentation was released, and an investor meet is scheduled for August 20, 2026.
The announcement contains detailed financial results for the quarter, including key performance indicators and future guidance, which are material information for investors.
The bank reported positive year-on-year growth in key financial metrics such as deposits, advances, net profit, and net interest income. Asset quality also showed improvement.
Indian Bank reported its financial results for the first quarter of FY27, with total deposits reaching ₹8.44 lakh crore (USD 89.15 billion), an increase of 13.47% year-on-year. Advances grew by 13.89% to ₹6.85 lakh crore (USD 72.36 billion). The bank's Net Profit for the quarter stood at ₹3,273 crore, marking a 10.09% increase year-on-year.
The Net Interest Income (NII) for Q1FY27 was ₹7,435 crore, up 16.92% YoY, while Operating Profit was ₹5,557 crore, a 16.50% increase YoY.
The bank's asset quality showed improvement, with Gross Non-Performing Assets (GNPA) at 1.86% and Net Non-Performing Assets (NNPA) at 0.15% as of June 30, 2026. The Provision Coverage Ratio (PCR) stood at 98.22%.
Indian Bank has scheduled an Investor Meet on August 20th, 2026, and has provided an investor presentation detailing these financial highlights and business snapshots. The bank also provided guidance for FY27, expecting deposit growth between 9% and 11%, advances growth between 11% and 13%, and GNPA to be between 1.50% and 1.60%.
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Indian Bank filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Indian Bank. Read the original for the full detail.