Indian Bank Q2FY27 Results: Net Profit Rises 14.71% to ₹3,462 Crore
Indian Bank reported a Q2 FY27 net profit of ₹3,462 crore, up 14.71% YoY. Half-year net profit increased by 12.42% to ₹6,735 crore. Net Interest Income grew 17.83% to ₹7,719 crore, and Operating Profit surged 46.58% to ₹7,090 crore. Deposits rose 12.50% to ₹8.74 lakh crore, and advances grew 16.39% to ₹7.22 lakh crore.
Positive financial results, including significant profit growth and improved asset quality, are material information for investors and are likely to impact the company's stock price and investor sentiment.
The bank has reported strong year-on-year growth in net profit, operating profit, and key business segments like deposits and advances, along with an improvement in asset quality.
Indian Bank announced its unaudited financial results for the second quarter and half-year of FY 2026-27, ending September 30, 2026. The bank reported a net profit of ₹3,462 crore for Q2 FY27, marking a significant year-on-year increase of 14.71%. For the half-year ended September 30, 2026, the net profit stood at ₹6,735 crore, an increase of 12.42% compared to the same period last year.
Key performance highlights for Q2 FY27 include a 17.83% year-on-year growth in Net Interest Income to ₹7,719 crore and a 46.58% surge in Operating Profit to ₹7,090 crore. Total deposits grew by 12.50% YoY to ₹8.74 lakh crore, while gross advances increased by 16.39% YoY to ₹7.22 lakh crore. The bank's CASA ratio stood at 39.36%, and the Credit Deposit (CD) ratio improved to 82.60%. Asset quality showed improvement with Gross Non-Performing Assets (GNPA) at 1.61% and Net Non-Performing Assets (NNPA) at 0.14% as of September 30, 2026.
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Indian Bank filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Indian Bank. Read the original for the full detail.