IndusInd Bank Q2FY27: Net Profit surges 20% QoQ to ₹1,242 Crore, PPOP up 4%
IndusInd Bank's Q2 FY27 results show a 20% QoQ rise in Net Profit to ₹1,242 Crore and a 4% QoQ increase in PPOP to ₹2,874 Crore. Deposits grew 7% QoQ and Loans by 9% QoQ. GNPAs reduced to 2.73% and NNPA to 0.83%. RoA improved to 0.87% and RoE to 7.37%.
The announcement details the financial performance of the bank for a quarter, including profit, asset quality, and key growth metrics. This information is crucial for investors and stakeholders in assessing the bank's financial health and future prospects.
The bank reported strong year-on-year and quarter-on-quarter growth in key financial metrics like Net Profit and Operating Profit. Asset quality has improved with reduced NPAs, and key ratios like RoA and RoE have shown positive trends.
IndusInd Bank has released its investor presentation for the unaudited consolidated and standalone financial results for the quarter and half-year ended September 30, 2026. The bank reported a Net Profit of ₹1,242 Crore for Q2 FY27, marking a significant 20% increase quarter-on-quarter (QoQ). The Profit Before Other Income (PPOP) also saw a healthy rise of 4% QoQ to ₹2,874 Crore.
The bank demonstrated strong business momentum across segments, with average total deposits growing by 7% QoQ and average total loans increasing by 9% QoQ. The retail deposit share stood at 49.0%. Asset quality showed continued moderation with lower slippages, as Gross Non-Performing Assets (GNPAs) reduced to 2.73% from 3.25% QoQ, and Net Non-Performing Assets (NNPAs) decreased to 0.83% from 0.95% QoQ. The Provision Coverage Ratio (PCR) was maintained at 70%.
Key financial highlights for Q2 FY27 include a 10% year-on-year (YoY) growth in Deposits to ₹4,28,832 Crore and an 11% YoY growth in Loans to ₹3,63,104 Crore. Net Interest Income (NII) stood at ₹4,569 Crore, showing a 4% YoY increase. Total Other Income grew substantially by 36% YoY to ₹2,248 Crore. Return on Assets (RoA) improved to 0.87% and Return on Equity (RoE) rose to 7.37%.
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IndusInd Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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