IndusInd Bank Q3FY26 Net Advances Down 13.1% YoY to ₹3,18,844 Cr
IndusInd Bank's net advances decreased by 13.1% YoY to ₹3,18,844 crore as of Dec 31, 2025. Deposits increased 1.1% QoQ to ₹3,94,022 crore. The CASA ratio was 30.3%. Retail deposits stood at ₹1,84,550 crore.
The reported decrease in net advances and year-on-year deposit figures could be a point of concern for investors, suggesting a moderate impact on the bank's performance outlook.
The announcement provides a factual update on financial metrics, including decreases in net advances and year-on-year deposit figures, which are neutral indicators without further context or management commentary.
IndusInd Bank Limited has provided an update on its financial metrics for the quarter ended December 31, 2025. The bank reported net advances of ₹3,18,844 crore as of December 31, 2025, marking a year-on-year decrease of 13.1% and a quarter-on-quarter decrease of 2.2% from ₹3,25,881 crore as of September 30, 2025. Deposits saw a slight increase of 1.1% quarter-on-quarter to ₹3,94,022 crore as of December 31, 2025, although this represents a 3.8% decrease year-on-year from ₹4,09,438 crore as of December 31, 2024.
The CASA (Current Account Savings Account) ratio stood at 30.3% for the quarter ended December 31, 2025. Retail deposits and deposits from small business customers amounted to ₹1,84,550 crore as of December 31, 2025. This figure shows a marginal increase from ₹1,84,144 crore as of September 30, 2025, but a decrease from ₹1,88,731 crore as of December 31, 2024.
This information has undergone a limited review by the bank's statutory auditors. The bank has uploaded a copy of this update on its website.
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