IndusInd Bank Q4 FY26: Net Profit ₹594 Cr vs Loss ₹2,329 Cr; Assets ₹5.43 Lakh Cr
IndusInd Bank reported Q4 FY26 net profit of ₹594 Cr, a turnaround from a ₹2,329 Cr loss in Q4 FY25. Full-year FY26 profit was ₹889 Cr. PPOP for Q4 FY26 was ₹2,295 Cr. The bank's balance sheet stood at ₹5.43 lakh Cr. Proposed appointments include Ganesh Sankaran and Jagdeep Mallareddy as Executive Directors.
The announcement details the financial results for the quarter and full year, including key profitability metrics, asset quality, and capital adequacy, which are material information for investors and stakeholders.
The bank reported a significant turnaround from a net loss to a net profit in the quarter, along with an increase in Pre-Provision Operating Profit, indicating improved financial performance.
IndusInd Bank Limited announced its audited consolidated and standalone financial results for the quarter and financial year ended March 31, 2026. The Board of Directors approved these results on April 24, 2026.
For the fourth quarter of FY26, the bank reported a net profit of ₹594 crores, a significant improvement from a net loss of ₹2,329 crores in the corresponding quarter of FY25. Net Interest Income for Q4 FY26 stood at ₹4,371 crores, while fee and other income was ₹1,714 crores. The Pre-Provision Operating Profit (PPOP) was ₹2,295 crores for Q4 FY26, an increase from a loss of ₹491 crores in Q4 FY25.
For the full financial year FY26, the net profit was ₹889 crores, compared to ₹2,576 crores in FY25. Net Interest Income for the year was ₹17,982 crores, and total income was ₹53,480 crores. The bank's balance sheet footage as of March 31, 2026, was ₹5,43,394 crores.
Asset quality showed Gross NPA at 3.43% and Net NPA at 1.00% as of March 31, 2026. The bank's Total Capital Adequacy Ratio (CRAR) under Basel III guidelines was 17.48% as on March 31, 2026.
The bank has proposed the appointment of Mr. Ganesh Sankaran and Mr. Jagdeep Mallareddy as Executive Directors (designate) on the Board, subject to regulatory and shareholder approvals. Mr. Sunil Kumar Singh will serve as the Chief Compliance Officer.
Commenting on the performance, Mr. Rajiv Anand, MD and CEO, stated, "The Bank delivered steady operating performance, with Pre-Provision Operating Profit at Rs. 2,295 crores, up 1% QoQ, and Profit After Tax at Rs. 594 crores. The balance sheet remains well supported, with capital adequacy of 17.48% and strong liquidity."
As of March 31, 2026, IndusInd Bank had a network of 3,136 branches and 2,870 ATMs, serving approximately 42 million customers.
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