Jana Small Finance Bank Reports FY26 Net Profit of ₹326.43 Crore, Up 2.7% YoY
Jana Small Finance Bank reported FY26 net profit of ₹326.43 crore, a 2.7% increase YoY. Full-year total income was ₹7,090.08 crore. Net Worth stood at ₹4,215.50 crore. Key ratios include Debt-Equity at 1.24 and CAR at 19.38%. The results were approved by the Board on April 29, 2026.
The announcement contains key financial results and ratios that are material for investors and stakeholders, impacting the bank's valuation and investor outlook.
The bank reported a net profit increase and maintained healthy financial ratios, indicating a stable financial performance.
Jana Small Finance Bank Limited announced its audited financial results for the quarter and year ended March 31, 2026. The bank reported a Net Profit of ₹326.43 crore for the full fiscal year, representing a marginal increase from ₹317.58 crore in the previous year. For the fourth quarter ended March 31, 2026, the net profit stood at ₹139.82 crore.
The bank's total income for the fiscal year reached ₹7,090.08 crore, a slight increase from ₹7,093.59 crore in FY25. Interest earned for the year was ₹6,664.65 crore, while interest expended was ₹4,375.47 crore. The Net Worth of the bank as of March 31, 2026, was ₹4,215.50 crore.
Key financial ratios presented include a Debt-Equity Ratio of 1.24, Capital Adequacy Ratio (Basel II) of 19.38%, Gross NPA of 2.46%, and Net NPA of 0.92%. The Earnings Per Share (EPS) for the year was ₹31.02 (Basic) and ₹30.92 (Diluted).
The bank also provided segment-wise revenue and results. The Treasury segment reported revenue of ₹379.27 crore and a profit of ₹33.02 crore. Corporate/Wholesale Banking had revenue of ₹100.90 crore and a profit of ₹0.94 crore. Retail Banking generated revenue of ₹2,203.82 crore with a profit of ₹755.61 crore.
The audited financial results were approved by the Board of Directors on April 29, 2026, following a meeting that commenced at 3:00 p.m. and concluded at 4:15 p.m. The results have been audited by S. R. Batliboi & Associates LLP and Batliboi & Purohit.
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