Jio Financial Services Q4 FY26 Results: Income at ₹1,020 Cr, PBT ₹339 Cr
Jio Financial Services reported Q4 FY26 consolidated income of ₹1,020 crore and PAT of ₹272 crore. For FY26, consolidated income was ₹3,274 crore and PAT was ₹1,561 crore. NBFC AUM reached ₹25,711 crore, and Payment Solutions TPV was ₹52,226 crore. The company received regulatory approval for its reinsurance JV with Allianz and plans to set up a fund management entity in GIFT City. A dividend of ₹0.60 per share is recommended for FY26.
The announcement covers the full quarterly and annual financial results, significant growth metrics across multiple business verticals (NBFC, Payments, Asset Management), and key strategic developments including JV approvals and new entity plans, all of which are material to investors.
The company reported significant growth in income and AUM across its various business segments, alongside strategic achievements like regulatory approvals for JVs and new licenses, indicating a positive business outlook. The recommended dividend also reflects positively.
Jio Financial Services Limited announced its audited financial results for the quarter and year ended March 31, 2026. The company presented its consolidated and standalone financial performance to analysts on April 17, 2026.
For the fourth quarter of FY26, consolidated total income (excluding dividend) stood at ₹1,020 crore, a significant increase from ₹518 crore in Q4 FY25. Consolidated profit before tax (PBT) was ₹339 crore, compared to ₹396 crore in the prior year's corresponding quarter. The consolidated profit after tax (PAT) for Q4 FY26 was ₹272 crore.
On a full-year basis for FY26, consolidated total income (excluding dividend) reached ₹3,274 crore, up from ₹1,838 crore in FY25. Consolidated PBT for FY26 was ₹1,912 crore, and PAT was ₹1,561 crore. The company's Net Income from Business Operations grew by 272% YoY in FY26 to ₹1,390 crore, representing 54% of consolidated net total income, up from 20% in FY25.
The company highlighted strong growth momentum across its segments. NBFC Assets Under Management (AUM) reached ₹25,711 crore in FY26. Payment Solutions Total Payment Value (TPV) grew to ₹52,226 crore, and Insurance Premium Facilitated was ₹982 crore in FY26. The Asset Management Company (AMC) closing AUM stood at ₹15,218 crore in FY26.
Key achievements include the unveiling of an Intelligent Finance Marketplace, receiving regulatory approval for the reinsurance JV with Allianz Group, obtaining a Payment Aggregator - Cross Border license for Jio Payment Solutions, and launching UPI-based cash withdrawal services by Jio Payments Bank. JioBlackRock Asset Management received in-principle approval to set up a retail Fund Management Entity in GIFT City.
The board recommended a dividend of ₹0.60 per share for FY26. The company's balance sheet shows total assets of ₹1,63,497 crore as of March 31, 2026, with a net worth of ₹1,33,854 crore. The Capital Adequacy Ratio was 25.91% and the Debt/Equity Ratio was 3.04x.
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