Karnataka Bank Reports Record FY26 Net Profit of ₹1,310.50 Crore, Proposes 50% Dividend
Karnataka Bank reported a record FY26 net profit of ₹1,310.50 crore, up 3% YoY. Aggregate business reached ₹1,92,118.67 crore. The bank proposed a 50% dividend. Net profit for Q4 FY26 was ₹408.19 crore, up 40% QoQ. GNPA and NNPA improved to 2.78% and 0.98% respectively.
The announcement details record-breaking financial results, including net profit and business growth, and a dividend proposal, which are material events for investors and stakeholders.
The bank reported record annual net profit and aggregate business, along with significant improvements in asset quality and quarterly net profit, indicating strong financial performance.
The Karnataka Bank Limited has announced an all-time high annual net profit of ₹1,310.50 crore for the financial year 2025-26. The bank also achieved a record aggregate business of ₹1,92,118.67 crore for the full year.
The Board of Directors, in a meeting held in Mangaluru on May 19, 2026, approved the audited annual financial results for the quarter and full year ended March 31, 2026. They also proposed a dividend of 50% for approval at the upcoming Annual General Meeting.
As of March 31, 2026, the bank's aggregate deposits stood at ₹1,08,778.75 crore, showing a 4% quarter-on-quarter growth. CASA deposits grew by 11% QoQ to ₹36,559.66 crore, resulting in a CASA Ratio of 33.61%. Gross Advances reached ₹83,339.92 crore, an 8% QoQ increase.
Net Profit for the quarter ended March 31, 2026, was ₹408.19 crore, a 40% QoQ improvement. For the full year FY2025-26, net profit was ₹1,310.50 crore, a 3% year-on-year improvement over FY2024-25. Net Interest Margin improved to 3.07% for the quarter ended March 31, 2026, from 2.92% in the previous quarter.
The bank's asset quality also showed significant improvement, with Gross NPA declining by 54 basis points to 2.78% and Net NPA declining by 33 basis points to 0.98% as of March 2026 compared to December 2025. The Provision Coverage Ratio (PCR) improved to 65.39%.
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The Karnataka Bank Limited filed this with the NSE as a statutory disclosure, categorised under annual results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by The Karnataka Bank Limited. Read the original for the full detail.