Karnataka Bank to Hold 101st AGM on Sep 23, Reports Strong FY25 Financials with ₹1,272.37 Cr PAT
The announcement includes the annual financial results for FY2024-25, a proposed dividend, and outlines the bank's strategic direction and operational performance, all of which are critical information for investors and stakeholders.
The bank reported strong financial performance with increased Profit After Tax, Earnings Per Share, Return on Equity, and an improved Return on Assets. The proposed dividend, clear strategic priorities for future growth, and ongoing digital transformation efforts indicate a positive outlook.
* The Karnataka Bank Limited announced its 101st Annual General Meeting (AGM) will be held on Tuesday, September 23, 2025, at 11:30 AM (IST) via Video Conferencing (VC) / Other Audio Visual Means (OAVM). * The bank also released its Integrated Annual Report for the Financial Year 2024-25. * An e-voting facility will be available from Friday, September 19, 2025, at 09:00 AM to Monday, September 22, 2025, at 05:00 PM. The cut-off date for determining voting rights is Tuesday, September 16, 2025. * For FY2024-25, the bank reported a Profit After Tax (PAT) of ₹1,272.37 crore. The adjusted PAT stood at ₹1,467 crore (up 12.3%) after accounting for a one-time ₹113 crore provision. * Key financial metrics for the year include Earnings Per Share (EPS) of ₹33.69, Return on Equity (ROE) of 11.10%, and an improved Return on Assets (RoA) of 1.05%. * The Board has proposed a dividend of ₹5 per equity share, subject to shareholder approval at the AGM. * CASA deposits reached ₹33,281 crore, with the CASA ratio at 31.75%, contributing to lower funding costs and improved profitability. Retail term deposits grew by ₹5,984 crore. * Chairman P Pradeep Kumar stated that the bank is carrying its rich heritage into a new century, ready to adapt, evolve, and grow responsibly, with sustained investments in technology and a focus on diversifying its lending portfolio and growing its CASA and retail deposit base. * The bank's strategic priorities for FY2026 include deepening its presence in underpenetrated geographies, enhancing co-lending partnerships, broadening its product and service portfolio, and reinforcing risk, compliance, and audit frameworks. * The bank expanded its branch network to 952 branches across 22 states in FY25 and launched 15 new products (five each in liabilities, Retail, and MSME) during FY2024-25.
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See the model portfoliosA plain-language summary of a public exchange filing by The Karnataka Bank Limited. Read the original for the full detail.