Karur Vysya Bank announces strong Q2 and H1 FY2026 financial results, crosses ₹2 lakh crore business
Karur Vysya Bank announced strong Q2 and H1 FY2026 results, achieving ₹2 lakh crore in business. Net profit rose 21.35% for the quarter, and asset quality improved significantly with GNPA at 0.76%.
The announcement reveals impressive financial performance with strong growth in business, profitability, and asset quality, which is likely to have a significant positive impact on investor confidence and the company's stock performance.
The bank reported robust growth across all key metrics including total business, advances, and deposits, along with significant increases in net profit for both the quarter and half-year. Asset quality also improved substantially with reduced NPAs, indicating strong financial health.
Karur Vysya Bank has announced its financial results for the quarter and half year ended September 30, 2025, showcasing healthy performance in business growth, profitability, and asset quality. * The bank achieved a significant milestone, reaching ₹2,03,216 crore in total business as of September 30, 2025. This reflects a 4% quarter-on-quarter (QoQ) and 15% year-on-year (YoY) growth. * Advances rose to ₹92,724 crore, marking a 4% (QoQ) and 15% (YoY) increase, while deposits grew to ₹1,10,492 crore, also with a 4% (QoQ) and 15% (YoY) growth. * CASA (Current Account Savings Account) grew by 8.23% YoY, with the CASA ratio standing at 27.65%. * Net profit for the half year ended September 30, 2025, registered a robust growth of 17.49% to ₹1,095 crore, up from ₹932 crore in the corresponding half year of the previous year. * For the second quarter (Q2 FY2026), net profit grew by 21.35% to ₹574 crore, compared to ₹473 crore in the corresponding quarter of the previous year. * Pre-Provision Operating Profit (PPOP) for the half year increased by 16.71% to ₹1,823 crore, and for the quarter, it rose by 24.63% to ₹1,017 crore. * Asset quality showed significant improvement: Gross Non-Performing Assets (GNPA) stood at 0.76% (₹708 crore) as of September 30, 2025, down from 1.10% (₹886 crore) YoY. Net Non-Performing Assets (NNPA) was 0.19% (₹176 crore), decreasing from 0.28% (₹219 crore) YoY. * The Provision Coverage Ratio (PCR) was strong at 96.76% as of September 30, 2025. * Capital Adequacy Ratio (CRAR) as per Basel III guidelines was 16.58%, with a CET 1 ratio of 15.58%, comfortably above the regulatory requirement. * Mr. Ramesh Babu B, Managing Director & CEO, commented, "I am pleased to announce that the bank has achieved the significant milestone of reaching ₹2 lakh crore in business at the conclusion of the second quarter. Notably, the bank has added ₹75,000 crore in business over the past three and a half years. This progress demonstrates that management's initiatives regarding key metrics are advancing effectively."
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