Karur Vysya Bank Q4 FY26: Posts Record Profit, Declares 130% Dividend
Karur Vysya Bank reported record Q4 FY26 profits, with net profit rising 29% to ₹2,500 crore for the full year. Total business grew 15% to ₹2,14,420 crore. The bank declared a 130% dividend and anticipates FY27 credit growth of 1-2% over industry, with NIM expected between 3.75%-3.8%.
Record profits, strong growth metrics, and dividend declaration are significant positive developments for the bank's stakeholders.
The bank reported record profits, strong business growth, and declared a significant dividend, indicating a positive financial performance.
Karur Vysya Bank Limited (KVB) announced its audited financial results for the quarter and year ended March 31, 2026, reporting record profits for both the quarter and the full year. The bank's total business reached ₹2,14,420 crore as of March 31, 2026, a 15% increase year-on-year. Advances stood at ₹98,754 crore, growing by 17%, while deposits increased by 13% to ₹1,15,666 crore.
The Net Interest Margin (NIM) for the full year was reported at 3.97%, exceeding the guidance. The NIM for the fourth quarter was 4.25%. Operating profit for the full year grew by 27% to ₹4,075 crore, and net profit saw a 29% increase to ₹2,500 crore, marking historical highs for the bank.
KVB declared a dividend of 130%, subject to shareholder approval. The bank also provided guidance for FY27, expecting a credit growth of 1-2% over the industry average and a Net Interest Margin (NIM) in the range of 3.75% to 3.8%. The bank plans to open 50 new branches in FY27 to support growth.
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