Karur Vysya Bank Q4 FY26 Results: Net Profit Rises 29% to ₹2,510 Crore
Karur Vysya Bank reported a 41% YoY increase in Q4 FY26 Net Profit to ₹725 Crore and a 29% YoY rise for FY26 to ₹2,510 Crore. Advances grew 17% YoY to ₹98,754 Crore, and Deposits rose 13% YoY to ₹1,15,666 Crore. NIM was 4.25%, ROA 2.10%, and ROE 20.55%. GNPA was 0.75% and NNPA 0.19%.
The announcement of strong financial results, including significant profit growth and healthy balance sheet expansion, is expected to have a high impact on investor sentiment and the company's stock performance.
The bank reported strong year-on-year growth in Net Profit, Operating Profit, Advances, and Deposits. Key performance indicators like NIM, ROA, and ROE also showed positive trends. Asset quality remained robust with low GNPA and NNPA.
Karur Vysya Bank Limited announced its audited financial results for the quarter and year ended March 31, 2026. The bank reported a Net Profit of ₹725 Crore for the fourth quarter of FY26, marking a 41% year-on-year increase from ₹513 Crore in Q4 FY25. For the full fiscal year 2025-26, the Net Profit surged by 29% to ₹2,510 Crore, compared to ₹1,942 Crore in FY25.
The bank's Operating Profit also showed significant growth, increasing by 49% year-on-year to ₹1,247 Crore in Q4 FY26 and by 27% for the full year to ₹4,075 Crore.
Key performance indicators remained strong. Net Interest Margin (NIM) stood at 4.25% for Q4 FY26, an improvement from 4.05% in the same quarter last year. Return on Assets (ROA) was 2.10% for the quarter, and Return on Equity (ROE) was 20.55%.
Advances grew by 17% year-on-year to ₹98,754 Crore, while Deposits increased by 13% year-on-year to ₹1,15,666 Crore. The bank maintained high asset quality, with Gross Non-Performing Assets (GNPA) at 0.75% and Net Non-Performing Assets (NNPA) at 0.19% as of March 31, 2026.
The investor presentation on these audited financial results has been updated on the bank's website.
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