LIC Housing Finance Q2 FY27 PAT Rises 11% to ₹1508.78 Cr, Revenue Up 1%
LIC Housing Finance reported Q2 FY27 PAT of ₹1508.78 Cr, up 11%. Revenue rose 1% to ₹7175 Cr. Loan portfolio grew 5% to ₹326173 Cr, with retail loans up 4% and project loans up 12%. Disbursements increased 11% to ₹18127 Cr. Stage 3 EAD improved to 2.05%.
The results show significant growth in key financial metrics like profit, loan portfolio, and disbursements, which are material for investors and stakeholders.
The company reported an 11% increase in net profit and a 5% growth in its loan portfolio, along with an 11% rise in disbursements, indicating positive financial performance.
LIC Housing Finance Limited has announced its financial results for the second quarter ended September 30, 2026. The company reported a Profit After Tax (PAT) of ₹1508.78 crore, an increase of 11% compared to ₹1353.87 crore in the same quarter last year.
Total revenue from operations for Q2 FY27 stood at ₹7175 crore, a marginal increase of 1% from ₹7074 crore in Q2 FY26. The net interest income saw a 2% rise to ₹2087.86 crore from ₹2037.37 crore.
The company's outstanding loan portfolio grew by 5% to ₹326173 crore. The retail loan portfolio increased by 4% to ₹316433 crore, while the project loan portfolio saw a significant jump of 12% to ₹9740 crore. Loan disbursements for Q2 FY27 were ₹18127 crore, up by 11%, with retail loan disbursements growing by 10% to ₹17563 crore and project finance disbursements surging by 49% to ₹564 crore.
Net Interest Margins (NIMs) were reported at 2.58% for Q2 FY27, slightly down from 2.62% in Q2 FY26. The Stage 3 EAD (Exposure at Default) improved to 2.05% as of September 30, 2026, from 2.51% as of September 30, 2025. Total ECL provisions stood at ₹4292 crore as against ₹5074 crore in the previous year.
An investor presentation pertaining to these results has been uploaded on the company's official website and can be accessed via the provided web link.
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