L&T Finance Board Approves Q2 and Half-Year FY26 Financial Results
L&T Finance's Board approved unaudited consolidated and standalone financial results for Q2 and H1 FY26, reporting increased profit after tax and EPS. Also approved related party transactions and announced an ESOP allotment.
The positive financial results and improved EPS indicate healthy operational performance. The acquisition of the gold loan business is a strategic move that could contribute to future growth, however, this is a routine quarterly announcement.
The company reported an increase in both consolidated and standalone total income and profit after tax for the quarter and half-year ended September 30, 2025, compared to the previous year. Basic EPS also showed an upward trend.
L&T Finance Limited's Board of Directors, in a meeting held on October 15, 2025, approved the unaudited consolidated and standalone financial results for the quarter and half year ended September 30, 2025. The Board also approved the disclosure of related party transactions for the half year ended September 30, 2025.
* Consolidated Financial Highlights for the quarter ended September 30, 2025: * Total income rose to ₹4,335.79 crore from ₹4,024.02 crore in the same quarter last year. * Profit after tax increased to ₹734.88 crore compared to ₹696.68 crore year-on-year. * Basic Earnings Per Share (EPS) was ₹2.94, up from ₹2.79.
* Consolidated Financial Highlights for the six months ended September 30, 2025: * Total income was ₹8,595.39 crore, an increase from ₹7,808.63 crore in the prior year's half-year period. * Profit after tax reached ₹1,435.72 crore, compared to ₹1,381.93 crore. * Basic EPS stood at ₹5.75, up from ₹5.54.
* Standalone Financial Highlights for the quarter ended September 30, 2025: * Total income was ₹4,333.09 crore, compared to ₹4,020.25 crore in the corresponding quarter. * Profit after tax increased to ₹727.71 crore from ₹689.12 crore. * Basic EPS was ₹2.91, up from ₹2.77.
* Standalone Financial Highlights for the six months ended September 30, 2025: * Total income rose to ₹8,590.16 crore from ₹7,802.90 crore. * Profit after tax increased to ₹1,421.80 crore from ₹1,368.04 crore. * Basic EPS was ₹5.69, up from ₹5.49.
* The company's consolidated Debt-Equity Ratio as of September 30, 2025, was 3.71, and Net Worth was ₹26,358.07 crore. The consolidated Net Profit Margin for the six months ended September 30, 2025, was 16.70%. * During the quarter and six months ended September 30, 2025, the company allotted 21,58,444 and 50,01,840 equity shares, respectively, upon exercise of employee stock options. * On June 9, 2025, the company acquired the gold loan business of Paul Merchants Finance Private Limited for a total consideration of ₹711 crore by way of slump sale on a going concern basis.
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L&T Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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