L&T Finance Investor Presentation - Q2FY26
L&T Finance Limited (LTF) submitted an investor/analyst presentation regarding Q2FY26. Retail book stands at ₹1,04,607 crore, up 18% year-on-year; Consolidated Book at ₹1,07,096 crore. PAT for Q2FY26 at ₹735 crore; RoA for Q2FY26 at 2.41%.
The investor presentation provides insights into the company's performance and strategy, which can influence investor decisions and market perception.
The announcement is an investor presentation, presenting financial results and business updates, with both positive and neutral elements, hence the sentiment is neutral.
* L&T Finance Limited (LTF) submitted an investor/analyst presentation regarding Q2FY26. * Retailisation at 98% of overall book; Retail Book crosses ₹1,00,000 crore milestone. * Retail book stands at ₹1,04,607 crore, up 18% year-on-year; Consolidated Book at ₹1,07,096 crore. * Retail disbursements for Q2FY26 were ₹18,883 crore, a 25% year-on-year increase from ₹15,092 crore in Q2FY25. * NIMs + Fees for Q2FY26 steady at 10.22%. * PAT for Q2FY26 at ₹735 crore; RoA for Q2FY26 at 2.41%. * Project Cyclops implementation status: MVP for Two-wheeler Finance went live in Aug’25. Full implementation by Dec’25 for all lines of business * On-boarded Google Pay as BigTech Partner in Q2FY26. Disbursements through BigTech Partnerships with Amazon, Google Pay, CRED and PhonePe have scaled to ₹1,138 crore in Q2FY26, compared to ₹651 crore in Q1FY26. * The Board, in Q2FY26, approved utilisation of ₹150 crore of macro -prudential provisions on account of residual flow-forwards. The remaining macro -prudential provision at the end of Q2FY26 now stand at ₹125 crore.
What to do with a filing like this
L&T Finance Limited filed this with the NSE as a statutory disclosure, categorised under investor presentation. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by L&T Finance Limited. Read the original for the full detail.