L&T Finance Q3FY26 Retail Disbursements ₹22,690 Cr, Up 49% YoY
L&T Finance reported Q3FY26 estimated retail disbursements of ₹22,690 crore, a 49% YoY increase. The retail loan book is projected at ₹1,11,900 crore, up 21% YoY. Retailization stands at an estimated 98%. These are provisional figures subject to auditor review.
The announcement provides key business metrics showing significant growth, which is material for investors assessing the company's performance. However, it is an update and not a full financial results release.
The company reported strong year-on-year growth in both retail disbursements and the retail loan book, along with an increased retailization percentage, indicating positive business momentum.
L&T Finance Limited (LTF) has provided a business update for the quarter ended December 31, 2025. The company estimates its retail disbursements for Q3FY2025-26 to be approximately ₹22,690 crores, representing a significant year-on-year growth of about 49%.
Key components of these disbursements include Rural Business Finance at ₹6,740 crores, Farmer Finance at ₹2,780 crores, Urban Finance at ₹9,670 crores, SME Finance at ₹1,550 crores, Gold Finance at ₹1,400 crores, and Acquired Portfolio at ₹550 crores. The total Retail Finance disbursements reached an estimated ₹22,690 crores.
Furthermore, the company's retail loan book is estimated to grow by approximately 21% year-on-year to ₹1,11,900 crores by the end of Q3FY2025-26. The retailization percentage for the quarter is estimated at 98%, an increase from 97% in the previous year's comparable quarter.
These figures are provisional and subject to a limited review by the company's statutory auditors.
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L&T Finance Limited filed this with the NSE as a statutory disclosure, categorised under other company updates. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by L&T Finance Limited. Read the original for the full detail.