L&T Finance Q4FY26 Retail Disbursements Up 62% YoY to ₹24,080 Cr; Loan Book ₹1.19 Lakh Cr
L&T Finance's Q4 FY26 retail disbursements surged 62% YoY to ₹24,080 Cr. Full-year disbursements grew 39% to ₹83,190 Cr. Retail loan book reached ₹1.19 lakh Cr, up 26% YoY. Retailisation rose to 98%.
The announcement provides key financial and business growth metrics that are important for investors and stakeholders, suggesting a positive impact on the company's perceived performance.
The company reported strong year-on-year growth in retail disbursements and loan book for both the quarter and the full financial year, indicating healthy business expansion.
L&T Finance Limited (LTF) has reported a significant business update for the quarter and financial year ended March 31, 2026. For the fourth quarter of FY26, retail disbursements are estimated at approximately ₹24,080 crores, marking a substantial year-on-year growth of about 62%.
Breaking down the Q4 FY26 retail disbursements, Rural Business Finance stood at ₹7,200 crores, Farmer Finance at ₹2,035 crores, Urban Finance at ₹9,840 crores, and SME Finance at ₹1,835 crores. Additionally, Gold Finance contributed ₹2,775 crores, and the acquired portfolio was ₹395 crores.
For the full financial year ended March 31, 2026, retail disbursements are estimated at around ₹83,190 crores, reflecting a robust annual growth of approximately 39%. The breakdown for the full year includes Rural Business Finance at ₹25,880 crores, Farmer Finance at ₹8,670 crores, Urban Finance at ₹34,510 crores, SME Finance at ₹6,120 crores, Gold Finance at ₹6,700 crores, and the acquired portfolio at ₹1,310 crores.
The company's retail loan book as of March 31, 2026, is estimated to be around ₹1,19,550 crores, indicating a year-on-year growth of about 26%. The retailisation percentage for Q4 FY26 is estimated at 98%, up from 97% in Q4 FY25.
It is important to note that the information provided is estimated and provisional, subject to audit by the company's statutory auditors.
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L&T Finance Limited filed this with the NSE as a statutory disclosure, categorised under other company updates. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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