LTF Q1FY27 Retail Disbursements Up 36% to ₹23,800 Cr; Loan Book ₹1.27 Lakh Cr
L&T Finance Limited's Q1FY27 estimated retail disbursements grew 36% YoY to ₹23,800 crore. The retail loan book is projected at ₹1.27 lakh crore, up 28% YoY. Retailization remains strong at 98%.
The announcement provides key financial metrics showing significant growth, which is material for investors and stakeholders. However, it is a quarterly update and not a major corporate action.
The company reported strong year-on-year growth in both retail disbursements and the retail loan book, indicating positive business momentum.
L&T Finance Limited (LTF) has announced its business update for the quarter ended June 30, 2026. The company estimates its retail disbursements for Q1FY27 to be approximately ₹23,800 crore, marking a significant year-on-year growth of around 36%.
This growth is driven by various segments within retail finance. Specifically, Rural Business Finance is estimated at ₹6,960 crore, Farmer Finance at ₹2,450 crore, Urban Finance at ₹10,760 crore, SME Finance at ₹1,560 crore, and Gold Finance at ₹1,920 crore. The acquired portfolio contributed an estimated ₹150 crore. The total retail finance disbursements reached an estimated ₹23,800 crore.
Furthermore, LTF's retail loan book is projected to grow by approximately 28% year-on-year, reaching an estimated ₹1,27,450 crore by the end of Q1FY27. The actual retail loan book for Q1FY26 was ₹99,816 crore. The company maintained a high retailization percentage of 98% in Q1FY27, consistent with the previous year.
It is important to note that the provided figures are estimated and provisional, subject to a limited review by the company's statutory auditors.
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L&T Finance Limited filed this with the NSE as a statutory disclosure, categorised under other company updates. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by L&T Finance Limited. Read the original for the full detail.