Manappuram Finance Q1 FY27 Earnings Call Transcript Released; AUM Grows 57% YoY
Manappuram Finance's Q1 FY27 results call transcript is out. Consolidated AUM grew 57% YoY to ₹69,635 crore, with gold loans at ₹57,006 crore. PAT increased 47% YoY to ₹585 crore. The company plans to open 500 new branches this year and targets 18% gold loan yield.
The announcement includes significant financial performance metrics (57% YoY AUM growth, 47% YoY PAT growth) and strategic plans (500 new branches), which are material for investors.
The company reported strong year-on-year growth in AUM, revenue, and profit after tax, along with positive commentary on the operating environment and strategic priorities.
Manappuram Finance Limited has released the transcript of its Q1 FY27 Results Conference Call, which was held on August 11, 2026. The call featured insights from Chairman and Managing Director Mr. VP Nandakumar, along with other key management personnel from the company and its subsidiaries, Asirvad Microfinance Ltd. and Manappuram Home Finance.
During the call, the company reported a consolidated Assets Under Management (AUM) of ₹69,635 crore for Q1 FY27, marking a 9% increase quarter-on-quarter and a significant 57% rise year-on-year. The gold loan business remains the primary growth engine, with its AUM reaching ₹57,006 crore, constituting 82% of the consolidated AUM. Consolidated revenue from operations stood at ₹3,033 crore, up 16% QoQ and 34% YoY, while Profit After Tax (PAT) was reported at ₹585 crore, an increase of 45% QoQ and 47% YoY.
The microfinance arm, Asirvad, reported an AUM of ₹7,188 crore, with a PAT of ₹21 crore, showing substantial growth QoQ and YoY. The company also discussed strategic priorities, including strengthening the leadership team with the appointment of Mr. Ashish Singh as MD and CEO effective January 1, 2027. Manappuram Finance plans to open approximately 500 new branches in the current fiscal year, with a focus on South and Central India.
Discussions also covered the implementation of new RBI guidelines on Loan-to-Value (LTV) ratios, introduction of income-generating loans with interest rates ranging from 14%-16%, and strategies to maintain a balanced approach between margins and growth amidst competition. The company aims for a steady state gold loan yield of around 18% and targets ROA of 3.5%-4% and ROE of 15%-18%.
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Manappuram Finance Limited filed this with the NSE as a statutory disclosure, categorised under concall transcript released. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Manappuram Finance Limited. Read the original for the full detail.