Manba Finance H1-FY27 Results: PAT Rises 28% to ₹270 Cr, AUM Grows 21% to ₹18,108 Cr
Manba Finance reported H1-FY27 PAT of ₹270 Cr (up 28%) and AUM of ₹18,108 Cr (up 21%). Disbursements rose 23.7% to ₹4,928 Cr, and NII grew 37.5% to ₹938 Cr. The company's credit rating was upgraded to A- (Stable), and it raised ₹1,000 Cr via preferential issue.
The substantial year-on-year growth in key financial metrics, coupled with a credit rating upgrade and capital infusion, indicates a significant positive impact on the company's financial standing and growth trajectory.
The financial results show significant growth in PAT, AUM, NII, and disbursements. The credit rating upgrade and successful capital raise further indicate positive financial health and future growth prospects.
Manba Finance Limited has released its investor presentation for the quarter and half-year ended September 30, 2026. The company reported a Profit After Tax (PAT) of ₹270 crore for H1-FY27, marking a significant 28% growth compared to ₹211 crore in H1-FY26.
Total Assets Under Management (AUM) also saw a robust increase of 20.7%, reaching ₹18,108 crore in H1-FY27 from ₹15,008 crore in the same period last year. Disbursements grew by 23.7% to ₹4,928 crore in H1-FY27. Net Interest Income (NII) surged by 37.5% to ₹938 crore.
The company's operational highlights include a credit rating upgrade from BBB+ (Positive) to A- (Stable), reflecting improved creditworthiness. Manba Finance also successfully raised approximately ₹1,000 crore through a preferential issue to strengthen its capital base. The branch network expanded to 148 locations and the dealer network to 1,932 partners.
Gross Non-Performing Assets (GNPA) and Net Non-Performing Assets (NNPA) improved sequentially to 2.96% and 2.19% respectively. The cost of borrowings declined sequentially to 10.14%. The presentation also details the company's business overview, product-wise AUM bifurcation, strategic initiatives in technology, market expansion, and brand building.
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