MAS Financial Services Q1 FY27: AUM Crosses ₹16,000 Cr, PAT Up 27%
MAS Financial Services reported Q1 FY27 results with consolidated AUM reaching ₹16,100 crore (up 21%) and PAT at ₹110 crore (up 27%). Standalone PAT grew 25% to ₹105 crore. GNPA remained stable at 2.58%. The company maintained its 20-25% AUM growth guidance and aims for an ROA of 2.75%-3.25%.
The announcement includes key financial results (AUM, PAT growth) and management commentary on future guidance, which are material information for investors.
The company reported strong growth in AUM and PAT, alongside stable asset quality and a reduced cost of borrowing, indicating positive financial performance.
MAS Financial Services Limited (MFSL) announced the transcript of its conference call held on July 30, 2026, to discuss the Unaudited Financial Results (Standalone & Consolidated) for the first quarter ended June 30, 2026. The company reported a strong growth in Assets Under Management (AUM), crossing the ₹16,000 crore milestone on a consolidated basis, with a 21% year-on-year growth to ₹16,100 crore. Profit After Tax (PAT) saw a significant increase of 27% to ₹110 crore.
On a standalone basis, AUM grew by 21% to ₹15,147 crore, and PAT increased by 25% to ₹105 crore. The company highlighted a strong asset quality, with GNPA at 2.58% and NNPA at 1.70%. The MSME segment continues to be the predominant focus, contributing 77% to the loan book, followed by two-wheelers (14%) and salaried personal loans (9%).
Liabilities management remained robust, with a Capital Adequacy Ratio of over 23%. The average cost of borrowing reduced by 55 basis points to 9.25% compared to the previous year. Operations are increasingly integrated with technology, leveraging an in-house tech team for efficiency. Key management changes were also announced, with Nishant Jain appointed as Director-Operations and Darshil Thakkar as the new CRO. The company also saw a reduction in employee count due to technology adoption.
The housing finance subsidiary reported a 23% AUM growth to ₹976 crore and a 55% PAT growth to ₹4.27 crore. The management expressed confidence in achieving a 20-25% AUM growth guidance and maintaining ROA in the range of 2.75% to 3.25%. They also indicated that new branches are expected to contribute meaningfully by 2027-2028.
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