M&MFIN Q2FY27 PAT Jumps 55% YoY to ₹882 Crore, AUM Grows 15%
Mahindra & Mahindra Financial Services Limited reported a 55% YoY increase in standalone PAT to ₹882 crore for Q2FY27. AUM grew 15% YoY to ₹1,46,512 crore, with disbursements up 22% YoY to ₹16,499 crore. Consolidated PAT rose 61% YoY to ₹911 crore. Asset quality remained stable.
The substantial increase in profits and AUM, coupled with stable asset quality, has a significant positive impact on the company's financial standing and investor confidence.
The company reported strong year-on-year growth in both standalone and consolidated profit after tax, alongside a significant increase in assets under management and disbursements, indicating a positive financial performance.
Mahindra & Mahindra Financial Services Limited (M&MFIN) announced its second quarter and half-year results for the period ended September 30, 2026. The company reported a standalone Profit After Tax (PAT) of ₹882 crore, a significant 55% year-on-year increase from ₹569 crore in Q2FY26. This growth was driven by a 15% year-on-year rise in Assets Under Management (AUM) to ₹1,46,512 crore.
The company's disbursements also saw robust growth, increasing by 22% year-on-year to ₹16,499 crore for the quarter. M&MFIN highlighted stable asset quality, with GS3 at 3.4% and GS2+GS3 at 8.1%. The Return on Assets (ROA) stood at 2.2% for the quarter.
On a consolidated basis, the total lending AUM reached ₹1,56,311 crore. The consolidated PAT surged by 61% year-on-year to ₹911 crore. The company's subsidiaries, Mahindra Rural Housing Finance Limited (MRHFL) and Mahindra Insurance Brokers Limited (MIBL), also contributed positively to the overall performance.
M&MFIN's strategy focuses on pivoting to growth while maintaining risk discipline and financial resilience. The company continues to leverage its 'Franchise Flywheel' model, emphasizing reach, relevance, and responsible practices to serve customers in Bharat. Future priorities include building a resilient operating model, achieving stronger RoA and RoE outcomes, and sustaining risk levels.
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