Moneyboxx Finance Q2 FY27 Investor Presentation: Disbursements Double, Assets Cross ₹1,000 Cr
Moneyboxx Finance's Q2 FY27 investor presentation highlights a doubling of monthly disbursements to over ₹50 Cr in Oct'26 and assets crossing ₹1,057 Cr. NII and fee income rose 16% YoY to ₹39.6 Cr. The 90+ PAR ratio improved to 2.56%. The company aims for sub-10% Opex-to-AUM within two years.
The investor presentation provides a comprehensive update on the company's financial performance, strategic direction, and operational highlights, which are crucial for investors and stakeholders in assessing the company's current standing and future prospects.
The announcement details significant improvements in key financial metrics such as disbursements, assets under management, net interest income, and a reduction in the PAR ratio. The company's strategic initiatives and technological advancements also point towards a positive outlook.
Moneyboxx Finance Limited has released its Investor Presentation for the quarter and half-year ended September 30, 2026 (Q2 & H1 FY27). The company reported significant business momentum, with monthly disbursements more than doubling to over ₹50 crore in October 2026, a substantial increase from ₹25 crore in August 2026. Quarterly disbursements saw a 14% quarter-on-quarter growth, reaching ₹87 crore in Q2 FY27, up from ₹76 crore in Q1 FY27.
The company's total assets crossed the ₹1,000 crore mark, standing at ₹1,057 crore as of September 2026. Moneyboxx Finance has now been classified as a Middle Layer NBFC. Notably, Non-Convertible Debentures (NCDs) raised in Q2 FY27 amounted to ₹110 crore, bringing their share in total borrowings to 46%.
Net Interest Income (NII) and fee income grew by 16% year-on-year in Q2 FY27 to ₹39.6 crore, up from ₹34.1 crore in Q2 FY26. Pre-provision operating profit saw a substantial 79% year-on-year increase, reaching ₹10.0 crore in Q2 FY27 compared to ₹5.6 crore in Q2 FY26. Asset quality has improved, with the 90+ days Past Due (PAR) ratio decreasing to 2.56% in September 2026 from 6.25% in March 2026. Approximately 67% of the Assets Under Management (AUM) now comes from customers with a bureau score of 650 and above, a significant increase from 19% in FY24.
The company is scaling its operations through a strong branch franchise of 148 branches across 12 states and new partnerships. Strategic initiatives include growing livestock finance, rooftop solar finance (targeting 10% of AUM), and digital lending through the SmartBiz platform. The company's in-house Loan Origination System (Moneyboxx One) and AI-supported underwriting (Cattle AI) are key technological drivers. Moneyboxx Finance maintains a strong financial position with a Capital to Risk-Weighted Assets Ratio (CRAR) of 26.4%, providing ample room for growth.
What to do with a filing like this
Moneyboxx Finance Limited filed this with the NSE as a statutory disclosure, categorised under investor presentation. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Moneyboxx Finance Limited. Read the original for the full detail.