Moneyboxx Finance Raises ₹60 Crore via NCDs from Choice Finserv, Vakrangee, Vivriti Capital
Moneyboxx Finance Limited raised ₹60 crore via Non-Convertible Debentures (NCDs) from Choice Finserv, Vakrangee, and Vivriti Capital. The NCDs carry a 10.75% coupon and a 2-year tenor. The funds will support AUM growth across MSME, livestock, solar, and digital lending segments.
The fundraising strengthens the company's liquidity and supports its growth strategy, which is a positive development for its operations.
The company successfully raised significant debt capital which will be used to fund growth, indicating a positive outlook.
Moneyboxx Finance Limited has successfully raised ₹60 crore through the issuance of Non-Convertible Debentures (NCDs). The NCDs were subscribed by Choice Finserv, Vakrangee, and Vivriti Capital, thereby strengthening the company's liquidity position to support its AUM growth.
The NCDs have a coupon rate of 10.75% per annum and a tenor of 2 years. They are secured and rated BBB/Stable by CRISIL/India Ratings. This fresh debt capital will be utilized to fund the growing disbursement pipeline across Moneyboxx's four key lending segments: secured MSME lending, livestock finance, rooftop solar finance, and digital lending.
The company is expanding its reach through partnership-led origination channels, including collaborations for digital lending, dairy and livestock finance, and rooftop solar finance. These partnerships aim to access new customer segments and complement Moneyboxx's existing infrastructure for distribution, underwriting, and collections.
Moneyboxx has also focused on enhancing its portfolio quality, with a greater emphasis on secured lending, larger average ticket sizes, and improved borrower credit profiles. This strategic shift is expected to provide a robust foundation for future balance-sheet expansion.
Mr. Deepak Aggarwal, Co-Founder and Co-CEO of Moneyboxx Finance Limited, stated that the company is entering an exciting phase of growth, having strengthened its portfolio quality and built multiple growth engines. He highlighted that the secured MSME business forms a strong base, while expanding partnerships in digital lending, dairy, and rooftop solar are opening up new customer segments. The ₹60 crore NCD raise is seen as opportune for funding the growing disbursement pipeline and positioning Moneyboxx for strong and sustainable AUM growth while maintaining asset quality and responsible lending.
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Moneyboxx Finance Limited filed this with the NSE as a statutory disclosure, categorised under debt fundraising. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Moneyboxx Finance Limited. Read the original for the full detail.