Muthoot Capital Services Reports Q2 FY26 PAT Turnaround and 38% Y-o-Y AUM Growth
Muthoot Capital Services released its Q2 FY26 Investor Presentation, showing PAT turnaround to ₹3.31 crore and 38% Y-o-Y AUM growth. A concall is scheduled for October 16, 2025.
The announcement is an investor presentation detailing quarterly financial results, which is a routine disclosure. While the PAT turnaround and AUM growth are positive, the increase in NPAs presents a mixed picture. The scheduled concall will provide further discussion, making the immediate impact of the presentation itself medium rather than high.
The company reported a significant turnaround in Profit After Tax (PAT) and Profit Before Tax (PBT) from a loss in the previous quarter to positive figures in Q2 FY26. Additionally, Asset Under Management (AUM) showed robust 38% year-on-year growth, indicating strong business expansion. While NPAs increased, the overall financial performance improvements are positive.
* Muthoot Capital Services Limited released its Investor Presentation for the Quarter and Half Year ended September 30, 2025. * An Investors Conference Call is scheduled for Thursday, October 16, 2025, at 11:00 a.m. to discuss the unaudited financial results. * Financial Highlights (Q2 FY26): * Profit After Tax (PAT) significantly turned around to ₹3.31 crore, a 175% increase quarter-on-quarter (Q-o-Q) from a loss of ₹4.41 crore in Q1 FY26. * Profit Before Tax (PBT) also turned positive to ₹3.72 crore from a loss of ₹6.17 crore in Q1 FY26. * Asset Under Management (AUM) reached ₹3,284 crore, marking a 38% year-on-year (Y-o-Y) growth and 1% Q-o-Q growth. * Disbursements stood at ₹535 crore, a 13% Q-o-Q decrease but a 17% Y-o-Y increase. * Net Interest Income (NII) increased by 3% Q-o-Q to ₹72.16 crore. * Interest Income increased by 6% Q-o-Q to ₹153.54 crore. * Borrowing Cost for Q2 FY26 was 9.74%. * Capital Adequacy Ratio (CRAR) remained strong at 22.02%. * Earnings Per Share (EPS) for Q2 FY26 was ₹1.72. * Asset Quality: * Gross Non-Performing Assets (GNPA) increased to 6.46% (POS) from 5.76% in Q1 FY26. * Net Non-Performing Assets (NNPA) increased to 3.07% (POS) from 2.70% in Q1 FY26. * Operational Highlights: * Balance sheet size was ₹3,731 crore. * Total Borrowings were ₹2,995 crore. * Shareholders Fund amounted to ₹656.96 crore. * The company served 5,70,419 live customers, adding 51,288 new customers in Q2 FY26. * Maintained a CRISIL A+ rating with a Positive outlook. * Key Products: Two-Wheeler loans, CV loans, Used Car loans, Loyalty loans, Fixed Deposit, and Corporate loans. * Geographical Presence: Spread across 23 States and 388 Districts in India.
What to do with a filing like this
Muthoot Capital Services Limited filed this with the NSE as a statutory disclosure, categorised under investor presentation. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by Muthoot Capital Services Limited. Read the original for the full detail.