Muthoot Finance H1FY27 Consolidated AUM up 42% to ₹2,09,317 Cr, PAT up 39% to ₹6,103 Cr
Muthoot Finance reported strong H1 FY27 results with consolidated Loan AUM up 42% YoY to ₹2,09,317 Cr and PAT up 39% YoY to ₹6,103 Cr. Standalone AUM grew 42% to ₹1,87,810 Cr, with PAT up 26% to ₹5,527 Cr. Key management changes occurred on Oct 1, 2026. The merger of Muthoot Money into Muthoot Finance was approved.
The announcement details substantial financial growth, key management changes, and a significant corporate action (merger), all of which are material to investors and the company's future operations.
The company reported significant year-on-year growth in both consolidated and standalone Loan AUM and Profit After Tax, along with positive performance across its subsidiaries. The approval of a merger also indicates strategic growth initiatives.
Muthoot Finance Limited announced its unaudited financial results for the quarter and half-year ended September 30, 2026. The Board of Directors met on October 31, 2026, to approve these results.
Consolidated Loan Assets Under Management (AUM) saw a significant year-on-year (YoY) increase of 42%, reaching ₹2,09,317 crores as of September 30, 2026. This represents a growth of ₹61,644 crores compared to the previous year. Consolidated Profit After Tax (PAT) for the half-year surged by 39% YoY to ₹6,103 crores.
On a standalone basis, Loan AUM also grew by 42% YoY to ₹1,87,810 crores, with a growth of ₹55,505 crores. Standalone PAT increased by 26% YoY to ₹5,527 crores for the half-year.
The company's Consolidated Gold Loan AUM experienced a substantial 46% YoY increase, amounting to ₹1,93,212 crores. Standalone Gold Loan AUM also rose by 43% YoY to ₹1,78,956 crores.
Key management changes were effective from October 01, 2026: Shri Alexander George Muthoot assumed office as Managing Director, Shri George Alexander Muthoot became Executive Vice-Chairman, Shri Eapen Alexander joined the Board as Whole-Time Director, and Shri K.R. Bijimon was elevated to Chief Executive Officer (CEO).
In a strategic move, the Board approved the merger of its wholly-owned subsidiary, Muthoot Money Limited, into Muthoot Finance Limited. The appointed date for this merger is April 1, 2027, subject to regulatory approvals. This consolidation aims to simplify the group structure and enhance operational efficiencies.
The Group opened 336 new branches in H1 FY27, with Muthoot Finance adding 262 and Muthoot Money adding 13. Muthoot Homefin (India) Ltd reported a 7% YoY increase in Loan AUM to ₹3,460 crores and a 9% YoY increase in PAT to ₹11 crores. Belstar Microfinance Limited showed a profit turnaround, posting ₹144 crores in PAT for H1 FY27 against a loss of ₹160 crores in H1 FY26, with Loan AUM at ₹7,876 crores. Muthoot Money Ltd saw a remarkable 99% YoY increase in Loan AUM to ₹12,716 crores and a 242% YoY increase in PAT to ₹364 crores. Asia Asset Finance PLC in Sri Lanka reported a 39% YoY increase in Loan AUM to LKR 5,394 crores and a 110% YoY increase in PAT to LKR 84 crores.
Mr. George Alexander Muthoot, Executive Vice Chairman, highlighted the sustained momentum in Consolidated Loan AUM, reaching its highest ever level. He also noted the contribution of subsidiaries to consolidated loan assets, now standing at 12%. The merger of Muthoot Money is expected to unlock efficiencies.
Mr. Alexander George Muthoot, Managing Director, expressed satisfaction with the strong quarterly performance, with Standalone Loan Assets Under Management reaching ₹1,87,810 crore, a 42% YoY growth. He also mentioned revising the gold loan growth guidance for FY27 upward by an additional 10%.
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