Muthoot Finance Q1 FY27: Consolidated PAT up 43% to ₹2,825 Cr, Loan AUM ₹1,91,532 Cr
Muthoot Finance reported Q1 FY27 results with consolidated Loan AUM at ₹1,91,532 Cr (up 43% YoY) and PAT at ₹2,825 Cr (up 43% YoY). Standalone Loan AUM reached ₹1,72,053 Cr (up 43% YoY) with PAT at ₹2,550 Cr (up 25% YoY). Subsidiaries also showed robust growth across all key metrics.
The announcement details strong financial performance, including substantial growth in key metrics like AUM and PAT, which are material to investors and the company's valuation. The performance of subsidiaries also contributes to the overall positive outlook.
The company reported significant year-on-year growth in both consolidated and standalone Loan AUM and Profit After Tax, along with positive performance from its subsidiaries. Awards and positive commentary from the Chairman and Managing Director further support a positive sentiment.
Muthoot Finance Limited announced its unaudited financial results for the quarter ended June 30, 2026. The Board of Directors approved the results on August 1, 2026.
Consolidated Loan AUM witnessed a significant 43% year-on-year increase, reaching ₹1,91,532 Crores as of June 30, 2026. This growth was driven by a ₹57,594 Crores increase during the quarter. Consolidated Profit After Tax (PAT) also saw a 43% YoY rise, amounting to ₹2,825 Crores for the quarter, up from ₹1,974 Crores in the previous year.
On a standalone basis, Loan AUM grew by 43% YoY to ₹1,72,053 Crores, with a growth of ₹52,022 Crores during the quarter. Standalone PAT increased by 25% YoY to ₹2,550 Crores. Consolidated Gold Loan AUM stood at ₹1,75,527 Crores, marking a 48% YoY increase.
The Group opened 86 new branches in Q1 FY27. Muthoot Finance was also recognized with the "Best Non-Banking Financial Company" award at the Financial Express India Best Bank Awards.
Subsidiaries also demonstrated strong performance. Muthoot Homefin (India) Ltd reported a 13% YoY increase in Loan AUM to ₹3,496 Crores and an 114% YoY increase in PAT to ₹4 Crores. Belstar Microfinance Limited achieved a profit of ₹66 Crores, a turnaround from a loss of ₹128 Crores in the prior year, with Loan AUM at ₹7,842 Crores. Muthoot Money Ltd saw a substantial 111% YoY increase in Loan AUM to ₹10,550 Crores and a 366% YoY increase in PAT to ₹172 Crores. Asia Asset Finance PLC in Sri Lanka reported a 51% YoY increase in Loan AUM to LKR 5,270 Crores and a 137% YoY increase in PAT to LKR 43 Crores.
Mr. George Jacob Muthoot, Chairman, highlighted the record consolidated Loan AUM and strong YoY growth in both consolidated and standalone loan assets, attributing the success to the core gold loan business and subsidiaries' contributions. He expressed confidence in sustaining growth through digital transformation and a resilient business model.
Mr. George Alexander Muthoot, Managing Director, emphasized the historic high in standalone Loan AUM and the 25% YoY growth in standalone PAT, driven by a focus on disbursements, operational efficiency, and healthy margins. He noted the increasing acceptance of gold loans and the company's strategic investments in digital capabilities to enhance customer experience and operational efficiency.
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