Muthoot Finance Q3 FY26: Consolidated AUM ₹1.64 lakh Cr, PAT ₹7,209 Cr
Muthoot Finance reported record consolidated Loan AUM of ₹1,64,720 Cr (up 48% YoY) and PAT of ₹7,209 Cr (up 84% YoY) for 9M FY26. Standalone AUM grew 51% to ₹1,47,552 Cr, with PAT up 91% to ₹7,048 Cr. Subsidiaries also showed strong growth, with Muthoot Money turning profitable.
The announcement details record financial performance with substantial growth metrics, which is highly material for investors and the market.
The company has reported record-breaking financial results with significant year-on-year growth in both loan assets under management (AUM) and profit after tax across consolidated, standalone, and subsidiary levels.
Muthoot Finance Limited announced its unaudited financial results for the quarter and nine months ended December 31, 2025. The company reported its highest-ever consolidated Loan Assets Under Management (AUM) at ₹1,64,720 Crores as of December 31, 2025, marking a 48% year-on-year increase. Consolidated Profit After Tax (PAT) for the nine months reached ₹7,209 Crores, an 84% YoY increase.
On a standalone basis, Muthoot Finance achieved its highest-ever Loan AUM of ₹1,47,552 Crores, a 51% YoY increase. Standalone PAT for the nine months surged by 91% YoY to ₹7,048 Crores. The gold loan AUM also hit a record high of ₹1,39,658 Crores, up 50% YoY.
The company's subsidiaries also demonstrated strong performance. Muthoot Homefin (India) Ltd reported a 24% YoY increase in Loan AUM to ₹3,380 Crores and a 38% YoY increase in total revenue to ₹339 Crores. Muthoot Money Ltd saw a remarkable 168% YoY increase in Loan AUM to ₹8,003 Crores and a 222% YoY increase in total revenue to ₹862 Crores, turning profitable with ₹203 Crores PAT compared to a loss of ₹2 Crores in the previous year.
Asia Asset Finance PLC, Sri Lanka, reported a 49% YoY increase in Loan AUM to LKR 4,224 Crores and a 36% YoY increase in PAT to LKR 68 Crores. Belstar Microfinance, despite a challenging environment, reported a profit of ₹51 Crores in Q3 FY26, partially offsetting earlier losses.
Mr. George Jacob Muthoot, Chairman, The Muthoot Group, highlighted the robust performance driven by supportive macroeconomic factors and the increasing relevance of secured gold loans. Mr. George Alexander Muthoot, Managing Director, emphasized the growth in gold loans and the company's commitment to technology and customer-centricity.
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